Aditya Birla Sun Life Banking & Financial Services Fund
Aditya Birla Sun Life Banking & Financial Services Fund
Sectoral-Banking & Financial ServicesRank #28
3/5
NAV (2026-08-28)
₹63.61
AUM
₹2,023 Cr
Exp. Ratio: 2.01%
RISK LEVEL
Very High
Returns & Performance
1 Year8.81%3.15% vs cat avgRank #24
3 Year10.81%2.39% vs cat avgRank #21
5 Year11.03%2.27% vs cat avgRank #11
Since Launch15.67%3.17% vs cat avg
Fund vs Category Average
1Y
8.81%-3.15%
3Y
10.81%-2.39%
5Y
11.03%-2.27%
Pros & Cons
Pros
✔No lock-in period
Cons
✖1Y returns trail category average
✖3Y returns below category average
✖5Y returns below category average
✖Higher expense ratio (2.01%)
✖1Y category rank outside top 15 (#24)
✖Overall rank #28 in category
✖Returns since launch below category avg
ISININF209K011W7
NAV₹63.61
NAV Date2026-08-28
AUM₹2,023 Cr
Expense Ratio2.01%
RiskVery High
Rating3 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1994-12-23
INVESTMENT OBJECTIVE
The scheme aims to maximize long term capital appreciation by investing primarily in equity & equity related securities of companies engaged in banking & financial services. The scheme would invest in banks as well as NBFC's, insurance companies, rating agencies, broking companies, etc.
Exit Load1.00%
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.
Dhaval Joshi
Mr. Joshi has done B.Com, M.Com. and MBA (Finance)
Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Aditya Birla Sun Life Banking & Financial Services Fund is ₹63.61 as of 2026-08-28.
Aditya Birla Sun Life Banking & Financial Services Fund is classified as a Sectoral-Banking & Financial Services fund.
The Assets Under Management (AUM) of Aditya Birla Sun Life Banking & Financial Services Fund is ₹2,023 Cr.
The expense ratio of Aditya Birla Sun Life Banking & Financial Services Fund is 2.01%.
Aditya Birla Sun Life Banking & Financial Services Fund is managed by Dhaval Joshi.
The minimum SIP investment for Aditya Birla Sun Life Banking & Financial Services Fund is ₹100.
The exit load for Aditya Birla Sun Life Banking & Financial Services Fund is 1%.
As per the SEBI Riskometer, Aditya Birla Sun Life Banking & Financial Services Fund carries a Very High risk level.
Aditya Birla Sun Life Banking & Financial Services Fund has delivered 8.81% (1Y), 10.81% (3Y) and 11.03% (5Y) annualised returns as of 2026-08-28.
Aditya Birla Sun Life Banking & Financial Services Fund was launched on 1994-12-23.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
