The scheme seeks to generate steady returns along with tax savings through a portfolio of upto 40% in equities with the balance invested in fixed income instruments. This is to ensure relative stability and deliver superior returns.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsNA
Ajay Argal
Mr. Argal is a B.Tech from (IIT,Mumbai) & PGDM (IIM,Bangalore).
Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Baring Asset Management (Asia) Ltd., Aditya Birla Sunlife Mutual Fund and UTI AMC where he handled various aspects of investments function including managing offshore funds, equity funds, balanced funds, equity research & equity dealing.
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Franklin India Retirement Fund is ₹219.58 as of 2026-08-28.
Franklin India Retirement Fund is classified as a Balanced Hybrid fund.
The Assets Under Management (AUM) of Franklin India Retirement Fund is ₹494.69 Cr.
The expense ratio of Franklin India Retirement Fund is 2.23%.
Franklin India Retirement Fund is managed by Ajay Argal.
The minimum SIP investment for Franklin India Retirement Fund is ₹500.
As per the SEBI Riskometer, Franklin India Retirement Fund carries a Moderately High risk level.
Franklin India Retirement Fund has delivered 1.05% (1Y), 7.7% (3Y) and 6.97% (5Y) annualised returns as of 2026-08-28.
Franklin India Retirement Fund was launched on 1996-02-19.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
