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Mutual Funds

HDFC Retirement Savings Fund - Hybrid Debt Plan

HD

HDFC Retirement Savings Fund - Hybrid Debt Plan

Conservative HybridRank #25
3/5

NAV (2026-07-14)

21.86

AUM

₹149.65 Cr

Exp. Ratio: 2.33%

RISK LEVEL

Moderately High

Returns & Performance

1 Year0.91%1.80% vs cat avgRank #25
3 Year6.41%1.22% vs cat avgRank #22
5 Year6.41%0.86% vs cat avgRank #19
Since Launch7.82%--

Fund vs Category Average

1Y
0.91%-1.80%
3Y
6.41%-1.22%
5Y
6.41%-0.86%

Pros & Cons

Pros

No notable pros identified

Cons

1Y returns trail category average
3Y returns below category average
5Y returns below category average
Higher expense ratio (2.33%)
1Y category rank outside top 15 (#25)
Overall rank #25 in category
ISININF179KB1MK0
NAV₹21.86
NAV Date2026-07-14
AUM₹149.65 Cr
Expense Ratio2.33%
RiskModerately High
Rating3 / 5
Lock-in Period5 days
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹100
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1999-12-10

INVESTMENT OBJECTIVE

The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.

Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.

Anupam Joshi

Mr. Joshi is a PGDM in Business Management.

Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.

Top Holdings

Holdings data not available for this scheme