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Mutual Funds

ICICI Prudential Savings Fund

IC

ICICI Prudential Savings Fund

Low DurationRank #1
5/5

NAV (2026-08-18)

584.73

AUM

₹21,734.77 Cr

Exp. Ratio: 0.56%

RISK LEVEL

Low To Moderate

Returns & Performance

1 Year6.40%0.56% vs cat avgRank #1
3 Year7.41%0.56% vs cat avgRank #2
5 Year6.56%0.43% vs cat avgRank #3
Since Launch7.67%1.06% vs cat avg

Fund vs Category Average

1Y
6.40%+0.56%
3Y
7.41%+0.56%
5Y
6.56%+0.43%

Pros & Cons

Pros

Outperforms category avg on 1Y returns
Strong 3Y track record vs category
Above category avg 5Y returns
No lock-in period
Top-5 ranked in category for 1Y (#1)
Overall top-10 rank in category (#1)
Outperforms category avg since launch

Cons

No notable cons identified

ISININF109K01746
NAV₹584.73
NAV Date2026-08-18
AUM₹21,734.77 Cr
Expense Ratio0.56%
RiskLow To Moderate
Rating5 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹100
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1993-10-12

INVESTMENT OBJECTIVE

The scheme seeks to generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.

Nikhil Kabra

Mr. Kabra is a B.Com and Chartered Accountant.

Prior to joining ICICI Prudential AMC from September 25, 2013 he was associated with Sumedha Fiscal Services Limited from October 2012 to September 2013 and Haribhakti & Co. from September 2010 to October 2012.

Top Holdings

CompanySectorAsset Value (Cr)Asset %
HDFC Bank Ltd. 06/12/2024Financial₹716.163.63
Bank Of Baroda 25/01/2027Financial₹580.592.67
Punjab National Bank 20/02/2025Financial₹594.062.58
HDFC Bank Ltd. 05/02/2027Financial₹530.992.44
Punjab National Bank 04/02/2027Financial₹482.902.22
Punjab National Bank 10/02/2027Financial₹482.382.22
REC Ltd. 7.71 26/02/2027Financial₹425.771.96
Bajaj Housing Finance Ltd. 6.95 28/01/2028Financial₹421.141.94
Bank of India 18/02/2027Financial₹409.171.88
Bank of India 28/05/2025Financial₹392.861.77