The scheme seeks to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities.
Exit Load1.00%
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Vihag Mishra
Rank Holder MBA in Finance from XLRI
Prior to joining Kotak AMC, he was working as a senior credit analyst at French Bank, BNP Paribas.
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Kotak Credit Risk Fund is ₹31.89 as of 2026-08-28.
Kotak Credit Risk Fund is classified as a Credit Risk fund.
The Assets Under Management (AUM) of Kotak Credit Risk Fund is ₹770.02 Cr.
The expense ratio of Kotak Credit Risk Fund is 1.73%.
Kotak Credit Risk Fund is managed by Vihag Mishra.
The minimum SIP investment for Kotak Credit Risk Fund is ₹100.
The exit load for Kotak Credit Risk Fund is 1%.
As per the SEBI Riskometer, Kotak Credit Risk Fund carries a Moderately High risk level.
Kotak Credit Risk Fund has delivered 7.12% (1Y), 7.64% (3Y) and 5.78% (5Y) annualised returns as of 2026-08-28.
Kotak Credit Risk Fund was launched on 1994-08-05.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
