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Kotak Liquid
LiquidRank #24
3/5
NAV (2026-09-11)
₹5677.75
AUM
₹49,073.09 Cr
Exp. Ratio: 0.33%
RISK LEVEL
Moderate
Returns & Performance
1 Year6.39%0.40% vs cat avgRank #21
3 Year6.84%0.31% vs cat avgRank #21
5 Year6.21%0.21% vs cat avgRank #21
Since Launch6.85%0.04% vs cat avg
Fund vs Category Average
1Y
6.39%+0.40%
3Y
6.84%+0.31%
5Y
6.21%+0.21%
Pros & Cons
Pros
✔Outperforms category avg on 1Y returns
✔Strong 3Y track record vs category
✔Above category avg 5Y returns
✔No lock-in period
✔Low expense ratio (0.33%)
Cons
✖1Y category rank outside top 15 (#21)
✖Overall rank #24 in category
✖Returns since launch below category avg
ISININF174K01NI9
NAV₹5677.75
NAV Date2026-09-11
AUM₹49,073.09 Cr
Expense Ratio0.33%
RiskModerate
Rating3 / 5
Min SIP Amount₹500
Max SIP Amount₹999999999
Min Additional Inv.₹500
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1994-08-05
INVESTMENT OBJECTIVE
The scheme seeks to provide a high level of liquidity along with reasonable returns through investments in money and other short-term debt instruments.
Exit Load0.00%
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Sunil Pandey
Masters in Financial Management
Prior to joining the debt dealership segment, Mr. Pandey was part of the Investor Relations Team of Kotak AMC till 2010 & post that he was part of the Investment Operations Team of the AMC,
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Kotak Liquid is ₹5,677.75 as of 2026-09-11.
Kotak Liquid is classified as a Liquid fund.
Kotak Liquid is managed by Kotak Mahindra Mutual Fund.
The Assets Under Management (AUM) of Kotak Liquid is ₹49,073.09 Cr.
The expense ratio of Kotak Liquid is 0.33%.
Kotak Liquid is managed by Sunil Pandey.
The minimum SIP investment for Kotak Liquid is ₹500.
The exit load for Kotak Liquid is Nil.
As per the SEBI Riskometer, Kotak Liquid carries a Moderate risk level.
Kotak Liquid has delivered 6.39% (1Y), 6.84% (3Y) and 6.21% (5Y) annualised returns as of 2026-09-11.
Kotak Liquid was launched on 1994-08-05.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
