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PPF Calculator

Yearly investment

Statutory limit under Section 80C: ₹500 - ₹1,50,000 per financial year.

Tenure
Yr
Rate of interest (p.a)
7.1%
Total invested₹1,50,000
Interest earned₹1,21,214
Maturity value₹2,71,214
Total invested
Interest earned

Sec 80C deduction

Your yearly PPF deposit qualifies for a tax deduction of up to ₹1,50,000 under Section 80C of the Income Tax Act.

EEE tax status

PPF enjoys Exempt-Exempt-Exempt status, the deposit, the interest earned, and the maturity amount are all tax-free.

15-year lock-in

The account matures after 15 financial years from the year of opening, extendable in blocks of 5 years thereafter.

Partial withdrawal

One partial withdrawal is allowed every year from the 7th financial year onward, subject to prescribed limits.

Balance growth over 15 years

Year-wise ledger

YearOpening balanceDepositInterestClosing balance
1₹0₹10,000₹710₹10,710
2₹10,710₹10,000₹1,470₹22,180
3₹22,180₹10,000₹2,285₹34,465
4₹34,465₹10,000₹3,157₹47,622
5₹47,622₹10,000₹4,091₹61,713
6₹61,713₹10,000₹5,092₹76,805
7₹76,805₹10,000₹6,163₹92,968
8₹92,968₹10,000₹7,311₹1,10,279
9₹1,10,279₹10,000₹8,540₹1,28,819
10₹1,28,819₹10,000₹9,856₹1,48,675
11₹1,48,675₹10,000₹11,266₹1,69,941
12₹1,69,941₹10,000₹12,776₹1,92,717
13₹1,92,717₹10,000₹14,393₹2,17,110
14₹2,17,110₹10,000₹16,125₹2,43,234
15₹2,43,234₹10,000₹17,980₹2,71,214