Site Logo

Download QR

Open Free Demat Account!

Join Our 9 Lakh Customers

+91
Headphone
HomeCalculatorSukanya Samriddhi Yojana Calculator

Sukanya Samriddhi Yojana Calculator

Yearly investment
Girl child's age
Yr
Account opening year
Rate of interest (p.a)
8.2%
Total invested₹15,00,000
Interest earned₹32,88,079
Maturity year2047 (girl's age: 26)
Maturity value₹47,88,079
Total invested
Interest earned

Sec 80C deduction

Your yearly SSY deposit qualifies for a tax deduction of up to ₹1,50,000 under Section 80C of the Income Tax Act.

EEE tax status

SSY enjoys Exempt-Exempt-Exempt status, the deposit, the interest earned, and the maturity amount are all tax-free.

15-year deposit, 21-year maturity

You deposit every year for 15 years from account opening. No further deposits are needed after that, but the balance keeps earning interest until the account matures 21 years after it was opened.

Partial withdrawal at 18

Once the girl turns 18, up to 50% of the previous year-end balance can be withdrawn for her higher education or marriage expenses.

Balance growth over 21 years

The shaded band marks years 1621, when no further deposits are made but the balance keeps compounding.

Year-wise ledger

YearOpening balanceDepositInterestClosing balance
1₹0₹1,00,000₹8,200₹1,08,200
2₹1,08,200₹1,00,000₹17,072₹2,25,272
3₹2,25,272₹1,00,000₹26,672₹3,51,945
4₹3,51,945₹1,00,000₹37,059₹4,89,004
5₹4,89,004₹1,00,000₹48,298₹6,37,303
6₹6,37,303₹1,00,000₹60,459₹7,97,761
7₹7,97,761₹1,00,000₹73,616₹9,71,378
8₹9,71,378₹1,00,000₹87,853₹11,59,231
9₹11,59,231₹1,00,000₹1,03,257₹13,62,488
10₹13,62,488₹1,00,000₹1,19,924₹15,82,412
11₹15,82,412₹1,00,000₹1,37,958₹18,20,369
12₹18,20,369₹1,00,000₹1,57,470₹20,77,840
13₹20,77,840₹1,00,000₹1,78,583₹23,56,423
14₹23,56,423₹1,00,000₹2,01,427₹26,57,849
15₹26,57,849₹1,00,000₹2,26,144₹29,83,993
16₹29,83,993₹2,44,687₹32,28,680
17₹32,28,680₹2,64,752₹34,93,432
18₹34,93,432₹2,86,461₹37,79,894
19₹37,79,894₹3,09,951₹40,89,845
20₹40,89,845₹3,35,367₹44,25,212
21₹44,25,212₹3,62,867₹47,88,079