Aditya Birla Sun Life Banking and PSU Debt Fund - Retail Plan
Aditya Birla Sun Life Banking and PSU Debt Fund - Retail Plan
Banking and PSU
Not Rated
NAV (2026-06-19)
₹576.69
AUM
₹8,963.04 Cr
RISK LEVEL
Moderate
Returns & Performance
1 Year4.54%0.69% vs cat avg
3 Year6.82%0.07% vs cat avg
5 Year5.97%0.14% vs cat avg
Since Launch7.51%0.40% vs cat avg
Fund vs Category Average
1Y
4.54%-0.69%
3Y
6.82%+0.07%
5Y
5.97%+0.14%
Pros & Cons
Pros
✔Strong 3Y track record vs category
✔Above category avg 5Y returns
✔No lock-in period
✔Outperforms category avg since launch
Cons
✖1Y returns trail category average
ISININF209K01LT4
NAV₹576.69
NAV Date2026-06-19
AUM₹8,963.04 Cr
RiskModerate
RatingNot Rated / 5
Min SIP Amount₹100
Max SIP Amount₹1999999
Min Additional Inv.₹1000
SIP AllowedNo
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1994-12-23
INVESTMENT OBJECTIVE
The scheme seeks to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Harshil Suvarnkar
Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
Power Finance Corporation Ltd. 7.77 15/07/2026
Financial
₹300.62
3.35
HDFC Bank Ltd. 22/01/2027
Financial
₹233.96
2.61
Indian Railway Finance Corporation Ltd. 6.58 30/05/2030
Financial
₹197.07
2.20
REC Ltd. 7.56 31/08/2027
Financial
₹190.69
2.13
HDFC Bank Ltd. 27/07/2032
Financial
₹184.62
2.06
Bajaj Finance Ltd. 7.82 31/01/2034
Financial
₹165.19
1.84
State Bank of India 7.42 29/08/2039
Financial
₹161.26
1.80
Indian Railway Finance Corporation Ltd. 6.78 30/04/2030
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Aditya Birla Sun Life Banking and PSU Debt Fund - Retail Plan is ₹576.69 as of 2026-06-19.
Aditya Birla Sun Life Banking and PSU Debt Fund - Retail Plan is classified as a Banking and PSU fund.
The Assets Under Management (AUM) of Aditya Birla Sun Life Banking and PSU Debt Fund - Retail Plan is ₹8,963.04 Cr.
Aditya Birla Sun Life Banking and PSU Debt Fund - Retail Plan is managed by Harshil Suvarnkar.
The minimum SIP investment for Aditya Birla Sun Life Banking and PSU Debt Fund - Retail Plan is ₹100.
As per the SEBI Riskometer, Aditya Birla Sun Life Banking and PSU Debt Fund - Retail Plan carries a Moderate risk level.
Aditya Birla Sun Life Banking and PSU Debt Fund - Retail Plan has delivered 4.54% (1Y), 6.82% (3Y) and 5.97% (5Y) annualised returns as of 2026-06-19.
Aditya Birla Sun Life Banking and PSU Debt Fund - Retail Plan was launched on 1994-12-23.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
