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Aditya Birla Sun Life Dynamic Term Fund
Dynamic TermRank #6
1/5
NAV (2026-09-07)
₹49.08
AUM
₹1,422.31 Cr
Exp. Ratio: 1.22%
RISK LEVEL
Moderately High
Returns & Performance
1 Year5.35%1.34% vs cat avgRank #5
3 Year7.09%0.89% vs cat avgRank #3
5 Year6.66%1.14% vs cat avgRank #2
Since Launch7.51%0.70% vs cat avg
Fund vs Category Average
1Y
5.35%+1.34%
3Y
7.09%+0.89%
5Y
6.66%+1.14%
Pros & Cons
Pros
✔Outperforms category avg on 1Y returns
✔Strong 3Y track record vs category
✔Above category avg 5Y returns
✔No lock-in period
✔Top-5 ranked in category for 1Y (#5)
✔Overall top-10 rank in category (#6)
Cons
✖Returns since launch below category avg
ISININF209K01793
NAV₹49.08
NAV Date2026-09-07
AUM₹1,422.31 Cr
Expense Ratio1.22%
RiskModerately High
Rating1 / 5
Min SIP Amount₹1000
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1994-12-23
INVESTMENT OBJECTIVE
The scheme aims to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Dhaval Joshi
Mr. Joshi has done B.Com, M.Com. and MBA (Finance)
Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
Cholamandalam Investment and Finance Company Ltd. 9.1 27/06/2031
Financial
₹80.72
5.68
Power Finance Corporation Ltd. 7.27 15/10/2031
Financial
₹73.76
5.19
GMR Airports Ltd. 13/02/2027
Construction
₹61.35
4.31
LIC Housing Finance Ltd. 7.82 28/11/2025
Financial
₹70.00
4.23
Indian Railway Finance Corporation Ltd. 7.28 14/02/2040
Financial
₹80.57
4.20
NTPC Ltd. 7.26 20/03/2040
Energy
₹75.49
3.94
Bajaj Housing Finance Ltd. 8.25 27/05/2031
Financial
₹50.29
3.54
REC Ltd. 7.44 30/04/2026
Financial
₹50.00
3.02
HDFC Bank Ltd. 7.69 27/01/2033
Financial
₹50.55
2.92
Indian Railway Finance Corporation Ltd. 7.17 27/04/2035
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Aditya Birla Sun Life Dynamic Term Fund is ₹49.08 as of 2026-09-07.
Aditya Birla Sun Life Dynamic Term Fund is classified as a Dynamic Term fund.
The Assets Under Management (AUM) of Aditya Birla Sun Life Dynamic Term Fund is ₹1,422.31 Cr.
The expense ratio of Aditya Birla Sun Life Dynamic Term Fund is 1.22%.
Aditya Birla Sun Life Dynamic Term Fund is managed by Dhaval Joshi.
The minimum SIP investment for Aditya Birla Sun Life Dynamic Term Fund is ₹1,000.
As per the SEBI Riskometer, Aditya Birla Sun Life Dynamic Term Fund carries a Moderately High risk level.
Aditya Birla Sun Life Dynamic Term Fund has delivered 5.35% (1Y), 7.09% (3Y) and 6.66% (5Y) annualised returns as of 2026-09-07.
Aditya Birla Sun Life Dynamic Term Fund was launched on 1994-12-23.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
