Aditya Birla Sun Life Retirement Fund - The 40s Plan
Aditya Birla Sun Life Retirement Fund - The 40s Plan
Aggressive HybridRank #12
2/5
NAV (2026-08-28)
₹19.7
AUM
₹115.52 Cr
Exp. Ratio: 2.42%
RISK LEVEL
Very High
Returns & Performance
1 Year6.04%0.67% vs cat avgRank #15
3 Year11.20%0.39% vs cat avgRank #18
5 Year8.98%1.40% vs cat avgRank #25
Since Launch9.50%3.97% vs cat avg
Fund vs Category Average
1Y
6.04%+0.67%
3Y
11.20%-0.39%
5Y
8.98%-1.40%
Pros & Cons
Pros
✔Outperforms category avg on 1Y returns
✔Decent 1Y category rank (#15)
Cons
✖3Y returns below category average
✖5Y returns below category average
✖Higher expense ratio (2.42%)
✖Overall rank #12 in category
✖Returns since launch below category avg
ISININF209KB1I56
NAV₹19.7
NAV Date2026-08-28
AUM₹115.52 Cr
Expense Ratio2.42%
RiskVery High
Rating2 / 5
Lock-in Period5 days
Min SIP Amount₹1000
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1994-12-23
INVESTMENT OBJECTIVE
The Scheme seeks to invests predominantly in equity and equity related instruments with marginal allocation to debt and money market instruments.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.
Mohit Sharma
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Aditya Birla Sun Life Retirement Fund - The 40s Plan is ₹19.7 as of 2026-08-28.
Aditya Birla Sun Life Retirement Fund - The 40s Plan is classified as a Aggressive Hybrid fund.
The Assets Under Management (AUM) of Aditya Birla Sun Life Retirement Fund - The 40s Plan is ₹115.52 Cr.
The expense ratio of Aditya Birla Sun Life Retirement Fund - The 40s Plan is 2.42%.
Aditya Birla Sun Life Retirement Fund - The 40s Plan is managed by Mohit Sharma.
The minimum SIP investment for Aditya Birla Sun Life Retirement Fund - The 40s Plan is ₹1,000.
As per the SEBI Riskometer, Aditya Birla Sun Life Retirement Fund - The 40s Plan carries a Very High risk level.
Aditya Birla Sun Life Retirement Fund - The 40s Plan has delivered 6.04% (1Y), 11.2% (3Y) and 8.98% (5Y) annualised returns as of 2026-08-28.
Aditya Birla Sun Life Retirement Fund - The 40s Plan was launched on 1994-12-23.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
