Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan
Short DurationRank #25
1/5
NAV (2026-08-28)
₹13.65
AUM
₹13.82 Cr
Exp. Ratio: 2.05%
RISK LEVEL
Moderate
Returns & Performance
1 Year3.47%1.55% vs cat avgRank #25
3 Year4.92%1.79% vs cat avgRank #24
5 Year3.97%2.08% vs cat avgRank #22
Since Launch4.25%2.86% vs cat avg
Fund vs Category Average
1Y
3.47%-1.55%
3Y
4.92%-1.79%
5Y
3.97%-2.08%
Pros & Cons
Pros
No notable pros identified
Cons
✖1Y returns trail category average
✖3Y returns below category average
✖5Y returns below category average
✖Higher expense ratio (2.05%)
✖1Y category rank outside top 15 (#25)
✖Overall rank #25 in category
✖Returns since launch below category avg
ISININF209KB1J71
NAV₹13.65
NAV Date2026-08-28
AUM₹13.82 Cr
Expense Ratio2.05%
RiskModerate
Rating1 / 5
Lock-in Period5 days
Min SIP Amount₹1000
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1994-12-23
INVESTMENT OBJECTIVE
The Scheme seeks to invests in various debt securities and money market instruments issued by corporates and/or state and central government.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Dhaval Joshi
Mr. Joshi has done B.Com, M.Com. and MBA (Finance)
Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan is ₹13.65 as of 2026-08-28.
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan is classified as a Short Duration fund.
The Assets Under Management (AUM) of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan is ₹13.82 Cr.
The expense ratio of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan is 2.05%.
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan is managed by Dhaval Joshi.
The minimum SIP investment for Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan is ₹1,000.
As per the SEBI Riskometer, Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan carries a Moderate risk level.
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan has delivered 3.47% (1Y), 4.92% (3Y) and 3.97% (5Y) annualised returns as of 2026-08-28.
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan was launched on 1994-12-23.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
