The scheme seeks to generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Nimesh Chandan
Mr. Chandan is an MBA in Finance.
He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
Indian Railway Finance Corporation Ltd. 8.55 21/02/2029
Financial
₹26.02
7.82
Punjab National Bank 12/03/2027
Financial
₹23.57
7.72
Punjab National Bank 09/03/2026
Financial
₹24.97
7.51
Canara Bank 18/03/2026
Financial
₹24.94
7.50
HDFC Bank Ltd. 19/11/2026
Financial
₹24.05
7.45
REC Ltd. 8.54 15/11/2028
Financial
₹25.71
6.95
L&T Finance Ltd. 8.12 29/06/2029
Financial
₹25.16
6.80
Power Finance Corporation Ltd. 7.42 15/04/2028
Financial
₹25.04
6.77
Housing & Urban Development Corporation Ltd. 7.23 18/07/2029
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Bajaj Finserv Banking and PSU Debt Fund is ₹12.03 as of 2026-08-25.
Bajaj Finserv Banking and PSU Debt Fund is classified as a Banking and PSU fund.
The Assets Under Management (AUM) of Bajaj Finserv Banking and PSU Debt Fund is ₹369.8 Cr.
The expense ratio of Bajaj Finserv Banking and PSU Debt Fund is 0.88%.
Bajaj Finserv Banking and PSU Debt Fund is managed by Nimesh Chandan.
The minimum SIP investment for Bajaj Finserv Banking and PSU Debt Fund is ₹1,000.
As per the SEBI Riskometer, Bajaj Finserv Banking and PSU Debt Fund carries a Moderate risk level.
Bajaj Finserv Banking and PSU Debt Fund has delivered 4.58% (1Y), 0% (3Y) and 0% (5Y) annualised returns as of 2026-08-25.
Bajaj Finserv Banking and PSU Debt Fund was launched on 2021-10-18.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
