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Bandhan Banking and PSU Debt Fund
Banking and PSU DebtRank #3
4/5
NAV (2026-09-11)
₹26.28
AUM
₹12,013.52 Cr
Exp. Ratio: 0.68%
RISK LEVEL
Low To Moderate
Returns & Performance
1 Year5.60%0.59% vs cat avgRank #3
3 Year6.87%0.14% vs cat avgRank #7
5 Year5.91%0.13% vs cat avgRank #5
Since Launch7.41%0.30% vs cat avg
Fund vs Category Average
1Y
5.60%+0.59%
3Y
6.87%+0.14%
5Y
5.91%+0.13%
Pros & Cons
Pros
✔Outperforms category avg on 1Y returns
✔Strong 3Y track record vs category
✔Above category avg 5Y returns
✔No lock-in period
✔Top-5 ranked in category for 1Y (#3)
✔Overall top-10 rank in category (#3)
✔Outperforms category avg since launch
Cons
No notable cons identified
ISININF194K01SN6
NAV₹26.28
NAV Date2026-09-11
AUM₹12,013.52 Cr
Expense Ratio0.68%
RiskLow To Moderate
Rating4 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1999-12-20
INVESTMENT OBJECTIVE
To achieve optimal returns by investing in money market and debt instruments issued by scheduled commercial banks.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Brijesh Shah
Mr. Shah is a Post Graduate Diploma in Finance.
Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
REC Ltd. 7.6 28/02/2026
Financial
₹436.17
3.40
HDFC Bank Ltd. 7.7 16/05/2028
Financial
₹395.52
3.29
Power Grid Corporation Of India Ltd. 8.24 14/02/2029
Energy
₹378.58
3.15
Indian Railway Finance Corporation Ltd. 7.37 31/07/2029
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Bandhan Banking and PSU Debt Fund is ₹26.28 as of 2026-09-11.
Bandhan Banking and PSU Debt Fund is classified as a Banking and PSU Debt fund.
Bandhan Banking and PSU Debt Fund is managed by Bandhan Mutual Fund.
The Assets Under Management (AUM) of Bandhan Banking and PSU Debt Fund is ₹12,013.52 Cr.
The expense ratio of Bandhan Banking and PSU Debt Fund is 0.68%.
Bandhan Banking and PSU Debt Fund is managed by Brijesh Shah.
The minimum SIP investment for Bandhan Banking and PSU Debt Fund is ₹100.
As per the SEBI Riskometer, Bandhan Banking and PSU Debt Fund carries a Low To Moderate risk level.
Bandhan Banking and PSU Debt Fund has delivered 5.6% (1Y), 6.87% (3Y) and 5.91% (5Y) annualised returns as of 2026-09-11.
Bandhan Banking and PSU Debt Fund was launched on 1999-12-20.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
