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Bandhan Banking and PSU Debt Fund icon

Bandhan Banking and PSU Debt Fund

Banking and PSU DebtRank #3
4/5

NAV (2026-10-09)

₹26.31

AUM

₹11,893.32 Cr

Exp. Ratio: 0.68%

RISK LEVEL

Low To Moderate

Returns & Performance

1 Year5.12%0.87% vs cat avgRank #3
3 Year6.85%0.17% vs cat avgRank #6
5 Year5.95%0.17% vs cat avgRank #5
Since Launch7.37%0.28% vs cat avg

Fund vs Category Average

1Y
5.12%+0.87%
3Y
6.85%+0.17%
5Y
5.95%+0.17%

Pros & Cons

Pros

✔Outperforms category avg on 1Y returns
✔Strong 3Y track record vs category
✔Above category avg 5Y returns
✔No lock-in period
✔Top-5 ranked in category for 1Y (#3)
✔Overall top-10 rank in category (#3)
✔Outperforms category avg since launch

Cons

No notable cons identified

ISININF194K01SN6
NAV₹26.31
NAV Date2026-10-09
AUM₹11,893.32 Cr
Expense Ratio0.68%
RiskLow To Moderate
Rating4 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1999-12-20

INVESTMENT OBJECTIVE

To achieve optimal returns by investing in money market and debt instruments issued by scheduled commercial banks.

Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.

Brijesh Shah

Mr. Shah is a Post Graduate Diploma in Finance.

Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Top Holdings

CompanySectorAsset Value (Cr)Asset %
Canara Bank 29/01/2027Financial₹489.244.11
REC Ltd. 7.6 28/02/2026Financial₹436.173.40
ICICI Bank Ltd. 6.45 15/06/2028Financial₹397.213.34
HDFC Bank Ltd. 7.7 16/05/2028Financial₹394.043.31
Power Grid Corporation Of India Ltd. 8.24 14/02/2029Energy₹376.773.17
Indian Railway Finance Corporation Ltd. 7.37 31/07/2029Financial₹352.082.96
Canara Bank 15/09/2026Financial₹342.552.84
HDFC Bank Ltd. 29/05/2026Financial₹382.842.84
NTPC Ltd. 7.58 23/08/2026Energy₹353.622.67
Axis Bank Ltd. 26/02/2027Financial₹291.992.46

Frequently Asked Questions

Common questions about this fund, answered from scheme data

The latest Net Asset Value (NAV) of Bandhan Banking and PSU Debt Fund is ₹26.31 as of 2026-10-09.

The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.