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Mutual Funds

Bandhan Credit Risk Fund

Bandhan Credit Risk Fund icon

Bandhan Credit Risk Fund

Credit RiskRank #12
2/5

NAV (2026-08-28)

17.33

AUM

₹2,024 Cr

Exp. Ratio: 1.68%

RISK LEVEL

Moderately High

Returns & Performance

1 Year5.07%3.09% vs cat avgRank #12
3 Year6.19%2.72% vs cat avgRank #12
5 Year5.34%4.34% vs cat avgRank #12
Since Launch5.96%1.06% vs cat avg

Fund vs Category Average

1Y
5.07%-3.09%
3Y
6.19%-2.72%
5Y
5.34%-4.34%

Pros & Cons

Pros

No lock-in period
Decent 1Y category rank (#12)

Cons

1Y returns trail category average
3Y returns below category average
5Y returns below category average
Higher expense ratio (1.68%)
Overall rank #12 in category
Returns since launch below category avg
ISININF194KA1W39
NAV₹17.33
NAV Date2026-08-28
AUM₹2,024 Cr
Expense Ratio1.68%
RiskModerately High
Rating2 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1999-12-20

INVESTMENT OBJECTIVE

The Fund seeks to generate returns by predominantly investing AA and below rated corporate debt securities across maturities.

Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.

Brijesh Shah

Mr. Shah is a Post Graduate Diploma in Finance.

Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Top Holdings

CompanySectorAsset Value (Cr)Asset %
Aditya Birla Real Estate Ltd. 8.1 25/04/2026Consumer Staples₹40.2614.46
Indian Bank 19/03/2026Financial₹24.579.65
Godrej Industries Ltd. 7.17 14/05/2025Consumer Staples₹29.769.01
Godrej Industries Ltd. 8.42 27/12/2027Consumer Staples₹25.538.93
Power Finance Corporation Ltd. 7.75 11/06/2030Financial₹20.288.92
Aditya Birla Real Estate Ltd. 8.35 30/08/2027Consumer Staples₹20.108.84
Ceat Ltd. 7.99 19/09/2026Automobile₹20.018.79
Aadhar Housing Finance Ltd 8.5 17/08/2026Financial₹19.998.75
Aadhar Housing Finance Ltd 7.76 30/11/2028Financial₹19.808.70
AU Small Finance Bank Ltd. 12.87 30/09/2025Financial₹20.097.60

Frequently Asked Questions

Common questions about this fund, answered from scheme data

The latest Net Asset Value (NAV) of Bandhan Credit Risk Fund is ₹17.33 as of 2026-08-28.

The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.