The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.
Vishal Biraia
Mr. Biraia has done B.E and CFA
Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Bandhan Retirement Fund is ₹12.01 as of 2026-10-12.
Bandhan Retirement Fund is classified as a Aggressive Hybrid fund.
Bandhan Retirement Fund is managed by Bandhan Mutual Fund.
The Assets Under Management (AUM) of Bandhan Retirement Fund is ₹174.49 Cr.
The expense ratio of Bandhan Retirement Fund is 2.62%.
Bandhan Retirement Fund is managed by Vishal Biraia.
The minimum SIP investment for Bandhan Retirement Fund is ₹100.
As per the SEBI Riskometer, Bandhan Retirement Fund carries a Very High risk level.
Bandhan Retirement Fund has delivered -5.19% (1Y), 0% (3Y) and 0% (5Y) annualised returns as of 2026-10-12.
Bandhan Retirement Fund was launched on 1999-12-20.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
