The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Sandeep Yadav
Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.
Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of DSP Banking and PSU Debt Fund is ₹25.32 as of 2026-08-24.
DSP Banking and PSU Debt Fund is classified as a Banking and PSU fund.
The Assets Under Management (AUM) of DSP Banking and PSU Debt Fund is ₹3,328.97 Cr.
The expense ratio of DSP Banking and PSU Debt Fund is 0.6%.
DSP Banking and PSU Debt Fund is managed by Sandeep Yadav.
The minimum SIP investment for DSP Banking and PSU Debt Fund is ₹100.
As per the SEBI Riskometer, DSP Banking and PSU Debt Fund carries a Moderate risk level.
DSP Banking and PSU Debt Fund has delivered 4.6% (1Y), 6.75% (3Y) and 5.76% (5Y) annualised returns as of 2026-08-24.
DSP Banking and PSU Debt Fund was launched on 1996-12-16.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
