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DSP Credit Risk Fund icon

DSP Credit Risk Fund

Credit RiskRank #3
2/5

NAV (2026-09-11)

55.22

AUM

₹309.74 Cr

Exp. Ratio: 1.2%

RISK LEVEL

Moderately High

Returns & Performance

1 Year10.33%2.25% vs cat avgRank #3
3 Year15.91%6.98% vs cat avgRank #1
5 Year12.43%2.78% vs cat avgRank #2
Since Launch7.59%0.57% vs cat avg

Fund vs Category Average

1Y
10.33%+2.25%
3Y
15.91%+6.98%
5Y
12.43%+2.78%

Pros & Cons

Pros

Outperforms category avg on 1Y returns
Strong 3Y track record vs category
Above category avg 5Y returns
No lock-in period
Top-5 ranked in category for 1Y (#3)
Overall top-10 rank in category (#3)
Outperforms category avg since launch

Cons

No notable cons identified

ISININF740K01599
NAV₹55.22
NAV Date2026-09-11
AUM₹309.74 Cr
Expense Ratio1.2%
RiskModerately High
Rating2 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹100
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1996-12-16

INVESTMENT OBJECTIVE

The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and debt securities.

Exit Load3.00%
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.

Kunal Khudania

Chartered Accountant B.Com (Honors)

Prior to joing the DSP MF, he was associated with Mirae Asset Investment Managers India Private Ltd, Futures First Info Services Private Ltd,

Top Holdings

CompanySectorAsset Value (Cr)Asset %
Godrej Industries Ltd. 7.17 14/05/2025Consumer Staples₹15.207.96
Kotak Mahindra Bank Ltd. 04/02/2027Financial₹24.307.85
Power Finance Corporation Ltd. 7.13 08/08/2025Financial₹15.777.61
JSW Steel Ltd. 8.5 12/10/2027Metals & Mining₹15.617.51
Power Finance Corporation Ltd. 7.6 13/04/2029Financial₹10.475.48
Indostar Capital Finance Ltd. 9.95 07/08/2025Financial₹10.244.91
Aditya Birla Real Estate Ltd. 8.1 25/04/2026Consumer Staples₹10.674.79
GMR Airports Ltd. 13/02/2027Construction₹10.793.48

Frequently Asked Questions

Common questions about this fund, answered from scheme data

The latest Net Asset Value (NAV) of DSP Credit Risk Fund is ₹55.22 as of 2026-09-11.

The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.