The scheme seeks to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market securities. It would invest across the range of debt instruments across the maturity range.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Kunal Khudania
Chartered Accountant B.Com (Honors)
Prior to joing the DSP MF, he was associated with Mirae Asset Investment Managers India Private Ltd, Futures First Info Services Private Ltd,
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
HDFC Bank Ltd. 12/03/2025
Financial
₹172.60
9.12
Power Finance Corporation Ltd. 7.32 15/07/2039
Financial
₹52.80
7.98
State Bank of India 7.36 27/06/2039
Financial
₹50.26
7.59
State Bank of India 7.23 19/11/2039
Financial
₹49.85
5.38
NTPC Ltd. 7.26 20/03/2040
Energy
₹78.00
4.92
Torrent Pharmaceuticals Ltd. 7.8 17/01/2031
Healthcare
₹25.93
3.92
Cholamandalam Investment and Finance Company Ltd. 7.83 28/06/2028
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of DSP Dynamic Term Fund is ₹3,456.62 as of 2026-08-24.
DSP Dynamic Term Fund is classified as a Dynamic Bond fund.
The Assets Under Management (AUM) of DSP Dynamic Term Fund is ₹667.52 Cr.
The expense ratio of DSP Dynamic Term Fund is 1.19%.
DSP Dynamic Term Fund is managed by Kunal Khudania.
The minimum SIP investment for DSP Dynamic Term Fund is ₹100.
As per the SEBI Riskometer, DSP Dynamic Term Fund carries a Moderate risk level.
DSP Dynamic Term Fund has delivered 3.56% (1Y), 5.89% (3Y) and 5.38% (5Y) annualised returns as of 2026-08-24.
DSP Dynamic Term Fund was launched on 1996-12-16.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
