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DSP Equity Savings Fund icon

DSP Equity Savings Fund

Equity SavingsRank #19
3/5

NAV (2026-10-12)

₹22

AUM

₹3,087.35 Cr

Exp. Ratio: 1.95%

RISK LEVEL

Moderate

Returns & Performance

1 Year0.11%1.48% vs cat avgRank #19
3 Year7.11%0.09% vs cat avgRank #7
5 Year6.29%0.28% vs cat avgRank #11
Since Launch7.76%0.05% vs cat avg

Fund vs Category Average

1Y
0.11%-1.48%
3Y
7.11%-0.09%
5Y
6.29%-0.28%

Pros & Cons

Pros

✔No lock-in period
✔Outperforms category avg since launch

Cons

✖1Y returns trail category average
✖3Y returns below category average
✖5Y returns below category average
✖Higher expense ratio (1.95%)
✖1Y category rank outside top 15 (#19)
✖Overall rank #19 in category
ISININF740KA1439
NAV₹22
NAV Date2026-10-12
AUM₹3,087.35 Cr
Expense Ratio1.95%
RiskModerate
Rating3 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹100
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1996-12-16

INVESTMENT OBJECTIVE

The Scheme seeks to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.

Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.

Kaivalya Nadkarni

Ms. Nadkarni has done B.Com, CA, CS and CFA

Prior to joining DSP Mutual Fund, she has worked with ICICI Prudential MF, RSN & Company and G.M.Kapadia & Co

Top Holdings

CompanySectorAsset Value (Cr)Asset %
HDFC Bank Ltd.Financial₹223.907.25
Axis Bank Ltd.Financial₹144.804.69
Kotak Mahindra Bank Ltd.Financial₹113.623.68
ITC Ltd.Consumer Staples₹100.033.24
Mahindra & Mahindra Ltd.Automobile₹95.773.10
Reliance Industries Ltd.Energy₹95.613.10
NTPC Ltd.Energy₹75.822.46
ICICI Bank Ltd.Financial₹72.372.34
Vodafone Idea Ltd.Communication₹70.352.28
Tata Consultancy Services Ltd.Technology₹76.332.14

Frequently Asked Questions

Common questions about this fund, answered from scheme data

The latest Net Asset Value (NAV) of DSP Equity Savings Fund is ₹22 as of 2026-10-12.

The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.