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DSP Equity Savings Fund
Equity SavingsRank #22
3/5
NAV (2026-09-11)
₹22.09
AUM
₹3,306.27 Cr
Exp. Ratio: 1.96%
RISK LEVEL
Moderate
Returns & Performance
1 Year1.11%2.38% vs cat avgRank #22
3 Year7.16%0.48% vs cat avgRank #12
5 Year6.49%0.62% vs cat avgRank #13
Since Launch7.87%0.01% vs cat avg
Fund vs Category Average
1Y
1.11%-2.38%
3Y
7.16%-0.48%
5Y
6.49%-0.62%
Pros & Cons
Pros
✔No lock-in period
Cons
✖1Y returns trail category average
✖3Y returns below category average
✖5Y returns below category average
✖Higher expense ratio (1.96%)
✖1Y category rank outside top 15 (#22)
✖Overall rank #22 in category
✖Returns since launch below category avg
ISININF740KA1439
NAV₹22.09
NAV Date2026-09-11
AUM₹3,306.27 Cr
Expense Ratio1.96%
RiskModerate
Rating3 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹100
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1996-12-16
INVESTMENT OBJECTIVE
The Scheme seeks to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.
Kaivalya Nadkarni
Ms. Nadkarni has done B.Com, CA, CS and CFA
Prior to joining DSP Mutual Fund, she has worked with ICICI Prudential MF, RSN & Company and G.M.Kapadia & Co
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of DSP Equity Savings Fund is ₹22.09 as of 2026-09-11.
DSP Equity Savings Fund is classified as a Equity Savings fund.
DSP Equity Savings Fund is managed by DSP Mutual Fund.
The Assets Under Management (AUM) of DSP Equity Savings Fund is ₹3,306.27 Cr.
The expense ratio of DSP Equity Savings Fund is 1.96%.
DSP Equity Savings Fund is managed by Kaivalya Nadkarni.
The minimum SIP investment for DSP Equity Savings Fund is ₹100.
As per the SEBI Riskometer, DSP Equity Savings Fund carries a Moderate risk level.
DSP Equity Savings Fund has delivered 1.11% (1Y), 7.16% (3Y) and 6.49% (5Y) annualised returns as of 2026-09-11.
DSP Equity Savings Fund was launched on 1996-12-16.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
