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Mutual Funds

DSP Equity Savings Fund

DSP Equity Savings Fund icon

DSP Equity Savings Fund

Equity SavingsRank #20
4/5

NAV (2026-08-28)

22.31

AUM

₹3,464.28 Cr

Exp. Ratio: 1.96%

RISK LEVEL

Moderate

Returns & Performance

1 Year2.84%2.14% vs cat avgRank #21
3 Year7.87%0.50% vs cat avgRank #13
5 Year7.02%0.56% vs cat avgRank #12
Since Launch8.00%0.04% vs cat avg

Fund vs Category Average

1Y
2.84%-2.14%
3Y
7.87%-0.50%
5Y
7.02%-0.56%

Pros & Cons

Pros

No lock-in period
Outperforms category avg since launch

Cons

1Y returns trail category average
3Y returns below category average
5Y returns below category average
Higher expense ratio (1.96%)
1Y category rank outside top 15 (#21)
Overall rank #20 in category
ISININF740KA1439
NAV₹22.31
NAV Date2026-08-28
AUM₹3,464.28 Cr
Expense Ratio1.96%
RiskModerate
Rating4 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹100
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1996-12-16

INVESTMENT OBJECTIVE

The Scheme seeks to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.

Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.

Kaivalya Nadkarni

Ms. Nadkarni has done B.Com, CA, CS and CFA

Prior to joining DSP Mutual Fund, she has worked with ICICI Prudential MF, RSN & Company and G.M.Kapadia & Co

Top Holdings

CompanySectorAsset Value (Cr)Asset %
HDFC Bank Ltd.Financial₹163.574.72
Reliance Industries Ltd.Energy₹108.253.03
ICICI Bank Ltd.Financial₹78.592.27
Tata Consultancy Services Ltd.Technology₹76.332.14
ITC Ltd.Consumer Staples₹73.332.12
Kotak Mahindra Bank Ltd.Financial₹70.742.04
Mahindra & Mahindra Ltd.Automobile₹68.461.98
Kotak Mahindra Bank Ltd.Financial₹75.911.94
HDFC Bank Ltd. 10/10/2025Financial₹48.191.91
Cipla Ltd.Healthcare₹65.061.88

Frequently Asked Questions

Common questions about this fund, answered from scheme data

The latest Net Asset Value (NAV) of DSP Equity Savings Fund is ₹22.31 as of 2026-08-28.

The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.