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DSP Floating Interest Rates Fund icon

DSP Floating Interest Rates Fund

Floating Interest RateRank #10
3/5

NAV (2026-10-08)

₹14.1

AUM

₹316.19 Cr

Exp. Ratio: 0.56%

RISK LEVEL

Moderate

Returns & Performance

1 Year4.77%0.57% vs cat avgRank #11
3 Year7.42%0.27% vs cat avgRank #2
5 Year6.34%0.00% vs cat avgRank #6
Since Launch6.37%0.01% vs cat avg

Fund vs Category Average

1Y
4.77%-0.57%
3Y
7.42%+0.27%
5Y
6.34%+0.00%

Pros & Cons

Pros

✔Strong 3Y track record vs category
✔No lock-in period
✔Decent 1Y category rank (#11)
✔Overall top-10 rank in category (#10)

Cons

✖1Y returns trail category average
✖5Y returns below category average
✖Returns since launch below category avg
ISININF740KA1PS7
NAV₹14.1
NAV Date2026-10-08
AUM₹316.19 Cr
Expense Ratio0.56%
RiskModerate
Rating3 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹100
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1996-12-16

INVESTMENT OBJECTIVE

The scheme seeks to generate regular income through investment predominantly in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/ derivatives).

Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.

Karan Mundhra

Mr. Mundra is a B. COM. and Charted Accountant (CA)

He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

Top Holdings

CompanySectorAsset Value (Cr)Asset %
Bank Of Baroda 05/06/2025Financial₹49.389.20
Canara Bank 03/09/2025Financial₹48.529.04
HDFC Bank Ltd. 04/12/2025Financial₹47.698.89
Bajaj Finance Ltd. 7.11 10/07/2028Financial₹26.128.09
HDFC Bank Ltd. 06/03/2025Financial₹49.678.09
Bank Of Baroda 31/01/2025Financial₹49.708.04
Mindspace Business Parks REIT 6.96 08/12/2028Construction₹24.587.77
HDFC Bank Ltd. 24/02/2027Financial₹24.347.70
Bank Of Baroda 16/09/2026Financial₹24.467.58
Muthoot Finance Ltd. 8.4 27/07/2028Financial₹26.487.57

Frequently Asked Questions

Common questions about this fund, answered from scheme data

The latest Net Asset Value (NAV) of DSP Floating Interest Rates Fund is ₹14.1 as of 2026-10-08.

The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.