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Mutual Funds

DSP Floating Interest Rates Fund

DSP Floating Interest Rates Fund icon

DSP Floating Interest Rates Fund

FloaterRank #10
3/5

NAV (2026-08-24)

14.08

AUM

₹329.25 Cr

Exp. Ratio: 0.57%

RISK LEVEL

Moderate

Returns & Performance

1 Year5.55%0.47% vs cat avgRank #11
3 Year7.53%0.24% vs cat avgRank #2
5 Year6.44%0.06% vs cat avgRank #5
Since Launch6.49%0.09% vs cat avg

Fund vs Category Average

1Y
5.55%-0.47%
3Y
7.53%+0.24%
5Y
6.44%+0.06%

Pros & Cons

Pros

Strong 3Y track record vs category
Above category avg 5Y returns
No lock-in period
Decent 1Y category rank (#11)
Overall top-10 rank in category (#10)
Outperforms category avg since launch

Cons

1Y returns trail category average
ISININF740KA1PS7
NAV₹14.08
NAV Date2026-08-24
AUM₹329.25 Cr
Expense Ratio0.57%
RiskModerate
Rating3 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹100
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1996-12-16

INVESTMENT OBJECTIVE

The scheme seeks to generate regular income through investment predominantly in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/ derivatives).

Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.

Karan Mundhra

Mr. Mundra is a B. COM. and Charted Accountant (CA)

He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

Top Holdings

CompanySectorAsset Value (Cr)Asset %
Bank Of Baroda 05/06/2025Financial₹49.389.20
Canara Bank 03/09/2025Financial₹48.529.04
HDFC Bank Ltd. 04/12/2025Financial₹47.698.89
Bajaj Finance Ltd. 7.11 10/07/2028Financial₹26.128.09
HDFC Bank Ltd. 06/03/2025Financial₹49.678.09
Bank Of Baroda 31/01/2025Financial₹49.708.04
REC Ltd. 7.31 30/09/2039Financial₹26.278.00
Bank Of Baroda 16/09/2026Financial₹24.467.58
Muthoot Finance Ltd. 8.4 27/07/2028Financial₹26.487.57
Mindspace Business Parks REIT 6.96 08/12/2028Construction₹24.897.57

Frequently Asked Questions

Common questions about this fund, answered from scheme data

The latest Net Asset Value (NAV) of DSP Floating Interest Rates Fund is ₹14.08 as of 2026-08-24.

The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.