The fund aims at reasonable and attractive return consistent with prudent risk from a portfolio of high quality debt instruments. The secondary objective is to generate capital appreciation.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Vivekanand Ramakrishnan
Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.
Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
HDFC Bank Ltd. 25/08/2026
Financial
₹24.58
9.81
Indian Bank 09/02/2027
Financial
₹24.13
9.53
Bajaj Housing Finance Ltd. 7.08 12/06/2030
Financial
₹25.91
8.98
Bajaj Finance Ltd. 7.37 27/09/2030
Financial
₹25.60
8.88
Power Finance Corporation Ltd. 6.59 15/10/2030
Financial
₹25.49
8.84
LIC Housing Finance Ltd. 7.75 23/08/2029
Financial
₹26.06
8.61
Indian Railway Finance Corporation Ltd. 7.37 31/07/2029
Financial
₹26.09
8.61
REC Ltd. 7.34
Financial
₹26.68
8.59
Indian Oil Corporation Ltd. 7.36 16/07/2029
Energy
₹26.16
8.56
Indian Railway Finance Corporation Ltd. 6.78 30/04/2030
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of DSP Medium Term Fund - Retail Plan is ₹86.76 as of 2026-08-24.
DSP Medium Term Fund - Retail Plan is classified as a Medium Duration fund.
The Assets Under Management (AUM) of DSP Medium Term Fund - Retail Plan is ₹254.33 Cr.
The expense ratio of DSP Medium Term Fund - Retail Plan is 0.78%.
DSP Medium Term Fund - Retail Plan is managed by Vivekanand Ramakrishnan.
The minimum SIP investment for DSP Medium Term Fund - Retail Plan is ₹100.
As per the SEBI Riskometer, DSP Medium Term Fund - Retail Plan carries a Moderate risk level.
DSP Medium Term Fund - Retail Plan has delivered 5.12% (1Y), 7.09% (3Y) and 5.99% (5Y) annualised returns as of 2026-08-24.
DSP Medium Term Fund - Retail Plan was launched on 1996-12-16.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
