The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs).
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Anuj Tagra
Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies
Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
ICICI Bank Ltd. 6.45 15/06/2028
Financial
₹31.61
5.75
Housing & Urban Development Corporation Ltd. 6.9 23/04/2032
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Franklin India Banking & PSU Debt Fund is ₹24.06 as of 2026-08-28.
Franklin India Banking & PSU Debt Fund is classified as a Banking and PSU fund.
The Assets Under Management (AUM) of Franklin India Banking & PSU Debt Fund is ₹585.13 Cr.
The expense ratio of Franklin India Banking & PSU Debt Fund is 0.49%.
Franklin India Banking & PSU Debt Fund is managed by Anuj Tagra.
The minimum SIP investment for Franklin India Banking & PSU Debt Fund is ₹500.
As per the SEBI Riskometer, Franklin India Banking & PSU Debt Fund carries a Low To Moderate risk level.
Franklin India Banking & PSU Debt Fund has delivered 6.31% (1Y), 7.18% (3Y) and 6.09% (5Y) annualised returns as of 2026-08-28.
Franklin India Banking & PSU Debt Fund was launched on 1996-02-19.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
