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HDFC Credit Risk Fund
Credit RiskRank #9
3/5
NAV (2026-09-11)
₹26.07
AUM
₹7,665.78 Cr
Exp. Ratio: 1.51%
RISK LEVEL
High
Returns & Performance
1 Year6.93%1.15% vs cat avgRank #8
3 Year7.62%1.31% vs cat avgRank #10
5 Year6.49%3.16% vs cat avgRank #11
Since Launch7.98%0.96% vs cat avg
Fund vs Category Average
1Y
6.93%-1.15%
3Y
7.62%-1.31%
5Y
6.49%-3.16%
Pros & Cons
Pros
✔No lock-in period
✔Decent 1Y category rank (#8)
✔Overall top-10 rank in category (#9)
✔Outperforms category avg since launch
Cons
✖1Y returns trail category average
✖3Y returns below category average
✖5Y returns below category average
✖Higher expense ratio (1.51%)
ISININF179KA1GC0
NAV₹26.07
NAV Date2026-09-11
AUM₹7,665.78 Cr
Expense Ratio1.51%
RiskHigh
Rating3 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹100
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1999-12-10
INVESTMENT OBJECTIVE
The scheme seeks to generate income/capital appreciation by investing predominantly in AA and below rated corporate debt.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Bhavyesh Divecha
CFA-L3, PGDM (IIM Ahmedabad), B.E. Computers.
Prior to Joining the HDFC AMC, he has worked with L&T Investment Management Limited, ICRA Ltd, FinIQ Consulting Private Ltd and Tata Consultancy Services Ltd.
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of HDFC Credit Risk Fund is ₹26.07 as of 2026-09-11.
HDFC Credit Risk Fund is classified as a Credit Risk fund.
HDFC Credit Risk Fund is managed by HDFC Mutual Fund.
The Assets Under Management (AUM) of HDFC Credit Risk Fund is ₹7,665.78 Cr.
The expense ratio of HDFC Credit Risk Fund is 1.51%.
HDFC Credit Risk Fund is managed by Bhavyesh Divecha.
The minimum SIP investment for HDFC Credit Risk Fund is ₹100.
As per the SEBI Riskometer, HDFC Credit Risk Fund carries a High risk level.
HDFC Credit Risk Fund has delivered 6.93% (1Y), 7.62% (3Y) and 6.49% (5Y) annualised returns as of 2026-09-11.
HDFC Credit Risk Fund was launched on 1999-12-10.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
