The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.
Anupam Joshi
Mr. Joshi is a PGDM in Business Management.
Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of HDFC Retirement Fund - Equity Plan is ₹49.23 as of 2026-08-26.
HDFC Retirement Fund - Equity Plan is classified as a Flexi Cap fund.
The Assets Under Management (AUM) of HDFC Retirement Fund - Equity Plan is ₹2,024 Cr.
The expense ratio of HDFC Retirement Fund - Equity Plan is 1.88%.
HDFC Retirement Fund - Equity Plan is managed by Anupam Joshi.
The minimum SIP investment for HDFC Retirement Fund - Equity Plan is ₹100.
As per the SEBI Riskometer, HDFC Retirement Fund - Equity Plan carries a Very High risk level.
HDFC Retirement Fund - Equity Plan has delivered -1.8% (1Y), 9.77% (3Y) and 12.66% (5Y) annualised returns as of 2026-08-26.
HDFC Retirement Fund - Equity Plan was launched on 1999-12-10.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
