The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Anupam Joshi
Mr. Joshi is a PGDM in Business Management.
Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
ICICI Bank Ltd.
Financial
₹12.23
8.25
Larsen & Toubro Ltd.
Construction
₹11.11
7.49
Reliance Industries Ltd.
Energy
₹8.70
5.87
Indian Railway Finance Corporation Ltd. 8.4 08/01/2029
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of HDFC Retirement Fund - Hybrid Debt Plan is ₹21.87 as of 2026-08-25.
HDFC Retirement Fund - Hybrid Debt Plan is classified as a Conservative Hybrid fund.
The Assets Under Management (AUM) of HDFC Retirement Fund - Hybrid Debt Plan is ₹148.25 Cr.
The expense ratio of HDFC Retirement Fund - Hybrid Debt Plan is 2.33%.
HDFC Retirement Fund - Hybrid Debt Plan is managed by Anupam Joshi.
The minimum SIP investment for HDFC Retirement Fund - Hybrid Debt Plan is ₹100.
As per the SEBI Riskometer, HDFC Retirement Fund - Hybrid Debt Plan carries a Moderately High risk level.
HDFC Retirement Fund - Hybrid Debt Plan has delivered 1.59% (1Y), 6.13% (3Y) and 6.33% (5Y) annualised returns as of 2026-08-25.
HDFC Retirement Fund - Hybrid Debt Plan was launched on 1999-12-10.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
