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HSBC Banking and PSU Debt Fund
Banking and PSU DebtRank #12
3/5
NAV (2026-09-10)
₹25.78
AUM
₹3,777.23 Cr
Exp. Ratio: 0.61%
RISK LEVEL
Moderate
Returns & Performance
1 Year4.96%0.05% vs cat avgRank #10
3 Year6.64%0.09% vs cat avgRank #16
5 Year5.27%0.51% vs cat avgRank #18
Since Launch6.99%0.12% vs cat avg
Fund vs Category Average
1Y
4.96%-0.05%
3Y
6.64%-0.09%
5Y
5.27%-0.51%
Pros & Cons
Pros
✔No lock-in period
✔Decent 1Y category rank (#10)
Cons
✖1Y returns trail category average
✖3Y returns below category average
✖5Y returns below category average
✖Overall rank #12 in category
✖Returns since launch below category avg
ISININF677K01AE7
NAV₹25.78
NAV Date2026-09-10
AUM₹3,777.23 Cr
Expense Ratio0.61%
RiskModerate
Rating3 / 5
Min SIP Amount₹1000
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.2002-05-27
INVESTMENT OBJECTIVE
The scheme aims to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings and Public Financial Institutions in India.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Asif Rizwi
Mr. Rizwi has done B.Tech and PGDM from IIM-C
Prior to joining HSBC MF, he has worked with L&T MF, Yes Bank, ICICI Bank, Nomura International plc and Deutsche Bank
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
HDFC Bank Ltd. 7.95 21/09/2026
Financial
₹148.06
3.47
Indian Oil Corporation Ltd. 7.36 16/07/2029
Energy
₹126.56
3.34
Bajaj Housing Finance Ltd. 7.92 16/03/2026
Financial
₹133.08
3.26
Canara Bank 03/09/2025
Financial
₹141.93
3.23
Indian Railway Finance Corporation Ltd. 8.3 25/03/2029
Financial
₹109.23
2.89
Housing & Urban Development Corporation Ltd. 6.52 06/06/2028
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of HSBC Banking and PSU Debt Fund is ₹25.78 as of 2026-09-10.
HSBC Banking and PSU Debt Fund is classified as a Banking and PSU Debt fund.
HSBC Banking and PSU Debt Fund is managed by HSBC Mutual Fund.
The Assets Under Management (AUM) of HSBC Banking and PSU Debt Fund is ₹3,777.23 Cr.
The expense ratio of HSBC Banking and PSU Debt Fund is 0.61%.
HSBC Banking and PSU Debt Fund is managed by Asif Rizwi.
The minimum SIP investment for HSBC Banking and PSU Debt Fund is ₹1,000.
As per the SEBI Riskometer, HSBC Banking and PSU Debt Fund carries a Moderate risk level.
HSBC Banking and PSU Debt Fund has delivered 4.96% (1Y), 6.64% (3Y) and 5.27% (5Y) annualised returns as of 2026-09-10.
HSBC Banking and PSU Debt Fund was launched on 2002-05-27.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
