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HSBC Credit Risk Fund
Credit RiskRank #11
3/5
NAV (2026-09-25)
₹34.55
AUM
₹456.92 Cr
Exp. Ratio: 1.66%
RISK LEVEL
Moderately High
Returns & Performance
1 Year5.62%2.06% vs cat avgRank #12
3 Year10.82%2.00% vs cat avgRank #3
5 Year8.57%0.93% vs cat avgRank #4
Since Launch7.58%0.58% vs cat avg
Fund vs Category Average
1Y
5.62%-2.06%
3Y
10.82%+2.00%
5Y
8.57%-0.93%
Pros & Cons
Pros
✔Strong 3Y track record vs category
✔No lock-in period
✔Decent 1Y category rank (#12)
✔Outperforms category avg since launch
Cons
✖1Y returns trail category average
✖5Y returns below category average
✖Higher expense ratio (1.66%)
✖Overall rank #11 in category
ISININF917K01130
NAV₹34.55
NAV Date2026-09-25
AUM₹456.92 Cr
Expense Ratio1.66%
RiskModerately High
Rating3 / 5
Min SIP Amount₹1000
Max SIP Amount₹500000
Min Additional Inv.₹1000
SIP AllowedNo
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.2002-05-27
INVESTMENT OBJECTIVE
The scheme seeks to generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.
Exit Load2.00%
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Kapil Punjabi
Mr. Kapil Punjabi is MMS from Mumbai University.
Prior to joining HSBC Asset Management (India) Pvt. Ltd., he has worked with Taurus Asset Management Co. Ltd., Edelweiss Asset Management Ltd., Edelweiss Securities Ltd. and Trans Market Group Research (India) Pvt. Ltd.
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
Power Finance Corporation Ltd. 6.96 02/03/2028
Financial
₹25.65
5.61
Power Grid Corporation Of India Ltd. 7.2 09/08/2027
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of HSBC Credit Risk Fund is ₹34.55 as of 2026-09-25.
HSBC Credit Risk Fund is classified as a Credit Risk fund.
HSBC Credit Risk Fund is managed by HSBC Mutual Fund.
The Assets Under Management (AUM) of HSBC Credit Risk Fund is ₹456.92 Cr.
The expense ratio of HSBC Credit Risk Fund is 1.66%.
HSBC Credit Risk Fund is managed by Kapil Punjabi.
The minimum SIP investment for HSBC Credit Risk Fund is ₹1,000.
The exit load for HSBC Credit Risk Fund is 2%.
As per the SEBI Riskometer, HSBC Credit Risk Fund carries a Moderately High risk level.
HSBC Credit Risk Fund has delivered 5.62% (1Y), 10.82% (3Y) and 8.57% (5Y) annualised returns as of 2026-09-25.
HSBC Credit Risk Fund was launched on 2002-05-27.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
