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HSBC Short Term Fund
Short TermRank #9
4/5
NAV (2026-09-11)
₹28.17
AUM
₹3,869.86 Cr
Exp. Ratio: 0.7%
RISK LEVEL
Moderate
Returns & Performance
1 Year5.14%0.16% vs cat avgRank #8
3 Year6.91%0.18% vs cat avgRank #9
5 Year5.67%0.36% vs cat avgRank #12
Since Launch6.86%0.25% vs cat avg
Fund vs Category Average
1Y
5.14%+0.16%
3Y
6.91%+0.18%
5Y
5.67%-0.36%
Pros & Cons
Pros
✔Outperforms category avg on 1Y returns
✔Strong 3Y track record vs category
✔No lock-in period
✔Decent 1Y category rank (#8)
✔Overall top-10 rank in category (#9)
Cons
✖5Y returns below category average
✖Returns since launch below category avg
ISININF917K01CL8
NAV₹28.17
NAV Date2026-09-11
AUM₹3,869.86 Cr
Expense Ratio0.7%
RiskModerate
Rating4 / 5
Min SIP Amount₹1000
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.2002-05-27
INVESTMENT OBJECTIVE
The scheme seeks to provide a reasonable income through a diversified portfolio of fixed income securities such that the Macaulay duration of the portfolio is between 1 year to 3 years.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Shriram Ramanathan
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
REC Ltd. 7.6 28/02/2026
Financial
₹99.93
2.71
Embassy Office Parks REIT 7.22 16/05/2028
Construction
₹100.38
2.59
Power Finance Corporation Ltd. 7.42 15/04/2028
Financial
₹103.09
2.45
HDFC Bank Ltd. 7.7 18/11/2025
Financial
₹80.46
2.13
Bajaj Finance Ltd. 8.12 10/05/2027
Financial
₹81.23
2.10
NTPC Ltd. 8.3 15/01/2029
Energy
₹80.54
2.08
Bajaj Housing Finance Ltd. 7.66 20/03/2028
Financial
₹77.41
2.00
Hindustan Zinc Ltd. 7.75 20/03/2028
Metals & Mining
₹77.57
2.00
Punjab National Bank 15/09/2026
Financial
₹73.41
1.91
Indian Railway Finance Corporation Ltd. 6.78 30/04/2030
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of HSBC Short Term Fund is ₹28.17 as of 2026-09-11.
HSBC Short Term Fund is classified as a Short Term fund.
HSBC Short Term Fund is managed by HSBC Mutual Fund.
The Assets Under Management (AUM) of HSBC Short Term Fund is ₹3,869.86 Cr.
The expense ratio of HSBC Short Term Fund is 0.7%.
HSBC Short Term Fund is managed by Shriram Ramanathan.
The minimum SIP investment for HSBC Short Term Fund is ₹1,000.
As per the SEBI Riskometer, HSBC Short Term Fund carries a Moderate risk level.
HSBC Short Term Fund has delivered 5.14% (1Y), 6.91% (3Y) and 5.67% (5Y) annualised returns as of 2026-09-11.
HSBC Short Term Fund was launched on 2002-05-27.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
