ICICI Prudential Banking and Financial Services Fund
ICICI Prudential Banking and Financial Services Fund
Sectoral-BankingRank #64
3/5
NAV (2026-07-14)
₹133.22
AUM
₹11,034.17 Cr
Exp. Ratio: 1.84%
RISK LEVEL
Very High
Returns & Performance
1 Year-1.89%6.29% vs cat avgRank #63
3 Year10.56%1.45% vs cat avgRank #19
5 Year9.84%1.92% vs cat avgRank #21
Since Launch15.56%--
Fund vs Category Average
1Y
-1.89%-6.29%
3Y
10.56%-1.45%
5Y
9.84%-1.92%
Pros & Cons
Pros
✔No lock-in period
Cons
✖1Y returns trail category average
✖3Y returns below category average
✖5Y returns below category average
✖Higher expense ratio (1.84%)
✖1Y category rank outside top 15 (#63)
✖Overall rank #64 in category
ISININF109K01BU5
NAV₹133.22
NAV Date2026-07-14
AUM₹11,034.17 Cr
Expense Ratio1.84%
RiskVery High
Rating3 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1993-10-12
INVESTMENT OBJECTIVE
The scheme seeks to maximize long term capital gains by investing in equity and equity related securities of banking, financial and non-banking financial companies that form a part of Banking and Financial Services Industry. A large share of the assets of the scheme will be invested in the stocks comprising the benchmark, BSE Bankex Index.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.
Antariksha Banerjee
PGDM (MBA) S. P. Jain Institute of Management & Research, Mumbai
He joined ICICI Prudential AMC, he has been part of the Research team of the AMC.
