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Mutual Funds

ICICI Prudential Credit Risk Fund

ICICI Prudential Credit Risk Fund icon

ICICI Prudential Credit Risk Fund

Credit RiskRank #7
4/5

NAV (2026-08-28)

34.79

AUM

₹6,319.79 Cr

Exp. Ratio: 1.43%

RISK LEVEL

High

Returns & Performance

1 Year8.19%0.03% vs cat avgRank #4
3 Year8.47%0.44% vs cat avgRank #5
5 Year7.35%2.33% vs cat avgRank #5
Since Launch8.24%1.22% vs cat avg

Fund vs Category Average

1Y
8.19%+0.03%
3Y
8.47%-0.44%
5Y
7.35%-2.33%

Pros & Cons

Pros

Outperforms category avg on 1Y returns
No lock-in period
Top-5 ranked in category for 1Y (#4)
Overall top-10 rank in category (#7)
Outperforms category avg since launch

Cons

3Y returns below category average
5Y returns below category average
ISININF109K01GU4
NAV₹34.79
NAV Date2026-08-28
AUM₹6,319.79 Cr
Expense Ratio1.43%
RiskHigh
Rating4 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹100
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1993-10-12

INVESTMENT OBJECTIVE

The scheme seeks to generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity.

Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.

Akhil Kakkar

Mr. Kakkar is B.Tech (IIT Roorkee) and PGDM (Finance)

Prior to Joining ICICI Prudential Mutual Fund he has worked with Kotak Mahindra Bank in Debt Capital Markets, SBI Capital Markets in Project Advisory & Structured Finance and Goldman Sachs Services Pvt Ltd as Analyst Developer.

Top Holdings

CompanySectorAsset Value (Cr)Asset %
Embassy Office Parks REITConstruction₹209.963.32
Vedanta Ltd. 9.4 20/02/2027Metals & Mining₹200.853.18
Adani Enterprises Ltd. 8.7 24/03/2028Services₹200.273.17
Keystone Realtors Ltd 9.5 29/09/2028Construction₹198.993.15
Varroc Engineering Ltd. 8.6 07/09/2028Automobile₹171.902.89
Adani Power Ltd. 27/01/2028Energy₹174.182.76
HDFC Bank Ltd. 28/02/2025Financial₹159.142.56
Aavas Financiers Ltd. 30/07/2029Financial₹150.102.38
Kalpataru Projects International Ltd. 01/10/2027Capital Goods₹149.992.32
SIS Ltd. 8.5 26/03/2028Services₹124.921.98

Frequently Asked Questions

Common questions about this fund, answered from scheme data

The latest Net Asset Value (NAV) of ICICI Prudential Credit Risk Fund is ₹34.79 as of 2026-08-28.

The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.