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Invesco India Banking and PSU Debt Fund
Banking and PSU DebtRank #8
2/5
NAV (2026-08-31)
₹2397.5
AUM
₹81.89 Cr
Exp. Ratio: 0.63%
RISK LEVEL
Moderate
Returns & Performance
1 Year5.07%0.01% vs cat avgRank #9
3 Year6.86%0.16% vs cat avgRank #6
5 Year5.42%0.37% vs cat avgRank #17
Since Launch6.60%0.51% vs cat avg
Fund vs Category Average
1Y
5.07%-0.01%
3Y
6.86%+0.16%
5Y
5.42%-0.37%
Pros & Cons
Pros
✔Strong 3Y track record vs category
✔No lock-in period
✔Decent 1Y category rank (#9)
✔Overall top-10 rank in category (#8)
Cons
✖1Y returns trail category average
✖5Y returns below category average
✖Returns since launch below category avg
ISININF205K01JV2
NAV₹2397.5
NAV Date2026-08-31
AUM₹81.89 Cr
Expense Ratio0.63%
RiskModerate
Rating2 / 5
Min SIP Amount₹1000
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.2006-07-24
INVESTMENT OBJECTIVE
The fund generates returns by investing primarily in debt & Money Market Instruments issued by Banks, Public Financial Institutions (PFIs), Public Sector Undertakings (PSUs) and Municipal Bonds.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Krishna Venkat Cheemalapati
Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.
Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
Indian Railway Finance Corporation Ltd. 8.23 29/03/2029
Financial
₹10.37
10.23
Indian Railway Finance Corporation Ltd. 7.37 31/07/2029
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Invesco India Banking and PSU Debt Fund is ₹2,397.5 as of 2026-08-31.
Invesco India Banking and PSU Debt Fund is classified as a Banking and PSU Debt fund.
The Assets Under Management (AUM) of Invesco India Banking and PSU Debt Fund is ₹81.89 Cr.
The expense ratio of Invesco India Banking and PSU Debt Fund is 0.63%.
Invesco India Banking and PSU Debt Fund is managed by Krishna Venkat Cheemalapati.
The minimum SIP investment for Invesco India Banking and PSU Debt Fund is ₹1,000.
As per the SEBI Riskometer, Invesco India Banking and PSU Debt Fund carries a Moderate risk level.
Invesco India Banking and PSU Debt Fund has delivered 5.07% (1Y), 6.86% (3Y) and 5.42% (5Y) annualised returns as of 2026-08-31.
Invesco India Banking and PSU Debt Fund was launched on 2006-07-24.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
