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Mutual Funds

Kotak Banking and PSU Debt Fund

Ko

Kotak Banking and PSU Debt Fund

Banking and PSURank #4
3/5

NAV (2026-07-14)

69.26

AUM

₹5,018.88 Cr

Exp. Ratio: 0.75%

RISK LEVEL

Moderate

Returns & Performance

1 Year5.22%0.45% vs cat avgRank #5
3 Year7.11%0.26% vs cat avgRank #3
5 Year6.26%0.29% vs cat avgRank #3
Since Launch7.27%--

Fund vs Category Average

1Y
5.22%+0.45%
3Y
7.11%+0.26%
5Y
6.26%+0.29%

Pros & Cons

Pros

Outperforms category avg on 1Y returns
Strong 3Y track record vs category
Above category avg 5Y returns
No lock-in period
Top-5 ranked in category for 1Y (#5)
Overall top-10 rank in category (#4)

Cons

No notable cons identified

ISININF174K01FO3
NAV₹69.26
NAV Date2026-07-14
AUM₹5,018.88 Cr
Expense Ratio0.75%
RiskModerate
Rating3 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹100
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1994-08-05

INVESTMENT OBJECTIVE

The scheme seeks to generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.

Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.

Dharmesh Thakar

PGeMBA in Finance

Prior to joining the Kotak AMC, he was associated with Trust Financial Consultancy Services Pvt Ltd.

Top Holdings

Holdings data not available for this scheme