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Kotak Equity Savings Fund
Equity SavingsRank #17
4/5
NAV (2026-09-11)
₹27.46
AUM
₹10,683.93 Cr
Exp. Ratio: 2.11%
RISK LEVEL
Moderately High
Returns & Performance
1 Year3.69%0.20% vs cat avgRank #11
3 Year8.80%1.16% vs cat avgRank #3
5 Year9.03%1.92% vs cat avgRank #2
Since Launch8.84%0.96% vs cat avg
Fund vs Category Average
1Y
3.69%+0.20%
3Y
8.80%+1.16%
5Y
9.03%+1.92%
Pros & Cons
Pros
✔Outperforms category avg on 1Y returns
✔Strong 3Y track record vs category
✔Above category avg 5Y returns
✔No lock-in period
✔Decent 1Y category rank (#11)
✔Outperforms category avg since launch
Cons
✖Higher expense ratio (2.11%)
✖Overall rank #17 in category
ISININF174K01C78
NAV₹27.46
NAV Date2026-09-11
AUM₹10,683.93 Cr
Expense Ratio2.11%
RiskModerately High
Rating4 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹100
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1994-08-05
INVESTMENT OBJECTIVE
The scheme seeks to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.
Exit Load1.00%
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.
Devender Singhal
Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.
Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Kotak Equity Savings Fund is ₹27.46 as of 2026-09-11.
Kotak Equity Savings Fund is classified as a Equity Savings fund.
Kotak Equity Savings Fund is managed by Kotak Mahindra Mutual Fund.
The Assets Under Management (AUM) of Kotak Equity Savings Fund is ₹10,683.93 Cr.
The expense ratio of Kotak Equity Savings Fund is 2.11%.
Kotak Equity Savings Fund is managed by Devender Singhal.
The minimum SIP investment for Kotak Equity Savings Fund is ₹100.
The exit load for Kotak Equity Savings Fund is 1%.
As per the SEBI Riskometer, Kotak Equity Savings Fund carries a Moderately High risk level.
Kotak Equity Savings Fund has delivered 3.69% (1Y), 8.8% (3Y) and 9.03% (5Y) annualised returns as of 2026-09-11.
Kotak Equity Savings Fund was launched on 1994-08-05.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
