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Mutual Funds

Kotak Ultra Short Term Fund

Kotak Ultra Short Term Fund icon

Kotak Ultra Short Term Fund

Ultra Short DurationRank #23
3/5

NAV (2026-08-27)

45.89

AUM

₹15,707.88 Cr

Exp. Ratio: 0.82%

RISK LEVEL

Low To Moderate

Returns & Performance

1 Year5.97%0.11% vs cat avgRank #19
3 Year6.73%0.07% vs cat avgRank #12
5 Year6.05%0.09% vs cat avgRank #12
Since Launch7.15%0.64% vs cat avg

Fund vs Category Average

1Y
5.97%-0.11%
3Y
6.73%+0.07%
5Y
6.05%+0.09%

Pros & Cons

Pros

Strong 3Y track record vs category
Above category avg 5Y returns
No lock-in period
Outperforms category avg since launch

Cons

1Y returns trail category average
1Y category rank outside top 15 (#19)
Overall rank #23 in category
ISININF174K01FD6
NAV₹45.89
NAV Date2026-08-27
AUM₹15,707.88 Cr
Expense Ratio0.82%
RiskLow To Moderate
Rating3 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹100
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1994-08-05

INVESTMENT OBJECTIVE

The scheme seeks to generate returns through investment in debt and money market instruments with a view to reduce the interest rate risk.

Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.

Palha Khanna

Ms. Khanna has done B.Com and MBA, Finance

Prior to joining Kotak Mutual Fund, she has worked with HDFC Asset Management Company Ltd

Top Holdings

CompanySectorAsset Value (Cr)Asset %
Axis Bank Ltd. 14/01/2027Financial₹678.524.32
Bank Of Baroda 05/02/2027Financial₹579.423.69
HDFC Bank Ltd. 06/12/2024Financial₹367.892.91
Indian Bank 10/03/2025Financial₹394.672.83
Punjab National Bank 25/02/2025Financial₹370.922.66
Canara Bank 04/02/2026Financial₹348.082.44
REC Ltd. 7.6 28/02/2026Financial₹400.072.38
IIFL Finance Ltd. 91-D 10/02/2026Financial₹399.142.38
HDFC Bank Ltd. 22/01/2027Financial₹338.782.16
LIC Housing Finance Ltd. 5.99 12/03/2025Financial₹298.992.14

Frequently Asked Questions

Common questions about this fund, answered from scheme data

The latest Net Asset Value (NAV) of Kotak Ultra Short Term Fund is ₹45.89 as of 2026-08-27.

The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.