The scheme aims to generate optimal returns consistent with moderate levels of risk. It will invest atleast 65 per cent of its assets in debt instruments with maturity of more than 1 year and the rest in money market instruments (including cash or call money and reverse repo) and debentures with maturity of less than 1 year. The exposure in government securities will generally not exceed 50 percent of the assets.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Amber Singhania
MMS Finance (Mumbai University)
Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Nippon India Credit Risk Fund is ₹38.01 as of 2026-08-28.
Nippon India Credit Risk Fund is classified as a Credit Risk fund.
The Assets Under Management (AUM) of Nippon India Credit Risk Fund is ₹1,556.39 Cr.
The expense ratio of Nippon India Credit Risk Fund is 1.39%.
Nippon India Credit Risk Fund is managed by Amber Singhania.
The minimum SIP investment for Nippon India Credit Risk Fund is ₹100.
As per the SEBI Riskometer, Nippon India Credit Risk Fund carries a Moderately High risk level.
Nippon India Credit Risk Fund has delivered 7.1% (1Y), 8.09% (3Y) and 7.12% (5Y) annualised returns as of 2026-08-28.
Nippon India Credit Risk Fund was launched on 1995-06-30.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
