Nippon India Retirement Fund - Income Generation Scheme
Nippon India Retirement Fund - Income Generation Scheme
Conservative HybridRank #20
1/5
NAV (2026-08-28)
₹20.43
AUM
₹144.07 Cr
Exp. Ratio: 2.11%
RISK LEVEL
Moderately High
Returns & Performance
1 Year2.31%1.19% vs cat avgRank #24
3 Year6.16%1.51% vs cat avgRank #23
5 Year5.81%1.32% vs cat avgRank #23
Since Launch6.38%3.28% vs cat avg
Fund vs Category Average
1Y
2.31%-1.19%
3Y
6.16%-1.51%
5Y
5.81%-1.32%
Pros & Cons
Pros
No notable pros identified
Cons
✖1Y returns trail category average
✖3Y returns below category average
✖5Y returns below category average
✖Higher expense ratio (2.11%)
✖1Y category rank outside top 15 (#24)
✖Overall rank #20 in category
✖Returns since launch below category avg
ISININF204KA1C22
NAV₹20.43
NAV Date2026-08-28
AUM₹144.07 Cr
Expense Ratio2.11%
RiskModerately High
Rating1 / 5
Lock-in Period5 days
Min SIP Amount₹500
Max SIP Amount₹999999999
Min Additional Inv.₹500
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1995-06-30
INVESTMENT OBJECTIVE
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Amber Singhania
MMS Finance (Mumbai University)
Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Nippon India Retirement Fund - Income Generation Scheme is ₹20.43 as of 2026-08-28.
Nippon India Retirement Fund - Income Generation Scheme is classified as a Conservative Hybrid fund.
The Assets Under Management (AUM) of Nippon India Retirement Fund - Income Generation Scheme is ₹144.07 Cr.
The expense ratio of Nippon India Retirement Fund - Income Generation Scheme is 2.11%.
Nippon India Retirement Fund - Income Generation Scheme is managed by Amber Singhania.
The minimum SIP investment for Nippon India Retirement Fund - Income Generation Scheme is ₹500.
As per the SEBI Riskometer, Nippon India Retirement Fund - Income Generation Scheme carries a Moderately High risk level.
Nippon India Retirement Fund - Income Generation Scheme has delivered 2.31% (1Y), 6.16% (3Y) and 5.81% (5Y) annualised returns as of 2026-08-28.
Nippon India Retirement Fund - Income Generation Scheme was launched on 1995-06-30.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
