Nippon India Retirement Fund - Wealth Creation Scheme
Nippon India Retirement Fund - Wealth Creation Scheme
Flexi CapRank #31
4/5
NAV (2026-07-14)
₹28.73
AUM
₹3,084.08 Cr
Exp. Ratio: 1.91%
RISK LEVEL
Very High
Returns & Performance
1 Year-0.27%1.27% vs cat avgRank #38
3 Year12.54%0.09% vs cat avgRank #21
5 Year12.36%0.88% vs cat avgRank #9
Since Launch9.68%--
Fund vs Category Average
1Y
-0.27%-1.27%
3Y
12.54%+0.09%
5Y
12.36%+0.88%
Pros & Cons
Pros
✔Strong 3Y track record vs category
✔Above category avg 5Y returns
Cons
✖1Y returns trail category average
✖Higher expense ratio (1.91%)
✖1Y category rank outside top 15 (#38)
✖Overall rank #31 in category
ISININF204KA1B64
NAV₹28.73
NAV Date2026-07-14
AUM₹3,084.08 Cr
Expense Ratio1.91%
RiskVery High
Rating4 / 5
Lock-in Period5 days
Min SIP Amount₹500
Max SIP Amount₹999999999
Min Additional Inv.₹500
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1995-06-30
INVESTMENT OBJECTIVE
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.
Amber Singhania
MMS Finance (Mumbai University)
Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
