Nippon India Retirement Fund - Wealth Creation Scheme
Nippon India Retirement Fund - Wealth Creation Scheme
Flexi CapRank #34
4/5
NAV (2026-08-12)
₹29.37
AUM
₹3,134.57 Cr
Exp. Ratio: 2.24%
RISK LEVEL
Very High
Returns & Performance
1 Year4.09%2.71% vs cat avgRank #55
3 Year12.52%0.54% vs cat avgRank #26
5 Year12.18%0.51% vs cat avgRank #13
Since Launch9.82%--
Fund vs Category Average
1Y
4.09%-2.71%
3Y
12.52%-0.54%
5Y
12.18%+0.51%
Pros & Cons
Pros
✔Above category avg 5Y returns
Cons
✖1Y returns trail category average
✖3Y returns below category average
✖Higher expense ratio (2.24%)
✖1Y category rank outside top 15 (#55)
✖Overall rank #34 in category
ISININF204KA1B64
NAV₹29.37
NAV Date2026-08-12
AUM₹3,134.57 Cr
Expense Ratio2.24%
RiskVery High
Rating4 / 5
Lock-in Period5 days
Min SIP Amount₹500
Max SIP Amount₹999999999
Min Additional Inv.₹500
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1995-06-30
INVESTMENT OBJECTIVE
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.
Amber Singhania
MMS Finance (Mumbai University)
Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
