Nippon India Retirement Fund - Wealth Creation Scheme
Flexi CapRank #40
3/5
NAV (2026-10-09)
₹27.01
AUM
₹2,938.85 Cr
Exp. Ratio: 2.23%
RISK LEVEL
Very High
Returns & Performance
1 Year-7.29%4.59% vs cat avgRank #61
3 Year7.68%1.77% vs cat avgRank #37
5 Year7.98%0.23% vs cat avgRank #17
Since Launch8.86%6.24% vs cat avg
Fund vs Category Average
1Y
-7.29%-4.59%
3Y
7.68%-1.77%
5Y
7.98%-0.23%
Pros & Cons
Pros
No notable pros identified
Cons
✖1Y returns trail category average
✖3Y returns below category average
✖5Y returns below category average
✖Higher expense ratio (2.23%)
✖1Y category rank outside top 15 (#61)
✖Overall rank #40 in category
✖Returns since launch below category avg
ISININF204KA1B64
NAV₹27.01
NAV Date2026-10-09
AUM₹2,938.85 Cr
Expense Ratio2.23%
RiskVery High
Rating3 / 5
Lock-in Period5 days
Min SIP Amount₹500
Max SIP Amount₹999999999
Min Additional Inv.₹500
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1995-06-30
INVESTMENT OBJECTIVE
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.
Amber Singhania
MMS Finance (Mumbai University)
Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Nippon India Retirement Fund - Wealth Creation Scheme is ₹27.01 as of 2026-10-09.
Nippon India Retirement Fund - Wealth Creation Scheme is classified as a Flexi Cap fund.
Nippon India Retirement Fund - Wealth Creation Scheme is managed by Nippon India Mutual Fund.
The Assets Under Management (AUM) of Nippon India Retirement Fund - Wealth Creation Scheme is ₹2,938.85 Cr.
The expense ratio of Nippon India Retirement Fund - Wealth Creation Scheme is 2.23%.
Nippon India Retirement Fund - Wealth Creation Scheme is managed by Amber Singhania.
The minimum SIP investment for Nippon India Retirement Fund - Wealth Creation Scheme is ₹500.
As per the SEBI Riskometer, Nippon India Retirement Fund - Wealth Creation Scheme carries a Very High risk level.
Nippon India Retirement Fund - Wealth Creation Scheme has delivered -7.29% (1Y), 7.68% (3Y) and 7.98% (5Y) annualised returns as of 2026-10-09.
Nippon India Retirement Fund - Wealth Creation Scheme was launched on 1995-06-30.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
