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SBI Banking and PSU Debt Fund
Banking and PSU DebtRank #8
3/5
NAV (2026-09-07)
₹3310.5
AUM
₹3,869.84 Cr
Exp. Ratio: 0.8%
RISK LEVEL
Moderate
Returns & Performance
1 Year5.13%0.06% vs cat avgRank #12
3 Year6.79%0.02% vs cat avgRank #11
5 Year5.66%0.16% vs cat avgRank #15
Since Launch7.33%0.21% vs cat avg
Fund vs Category Average
1Y
5.13%-0.06%
3Y
6.79%+0.02%
5Y
5.66%-0.16%
Pros & Cons
Pros
✔Strong 3Y track record vs category
✔No lock-in period
✔Decent 1Y category rank (#12)
✔Overall top-10 rank in category (#8)
✔Outperforms category avg since launch
Cons
✖1Y returns trail category average
✖5Y returns below category average
ISININF200K01U41
NAV₹3310.5
NAV Date2026-09-07
AUM₹3,869.84 Cr
Expense Ratio0.8%
RiskModerate
Rating3 / 5
Min SIP Amount₹500
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1987-06-29
INVESTMENT OBJECTIVE
The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Ardhendu Bhattacharya
Mr. Bhattacharya is a MBA (Marketing) and Bachelor of Engineering.
Prior to joining SBI Mutual Fund, he has worked with ICICI Bank and Citibank.
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
Kotak Mahindra Bank Ltd. 27/02/2026
Financial
₹248.86
6.05
Punjab National Bank 04/02/2027
Financial
₹213.72
5.41
HDFC Bank Ltd. 12/03/2027
Financial
₹214.76
5.40
Canara Bank 28/06/2027
Financial
₹188.83
4.88
Bank Of Baroda 02/02/2027
Financial
₹190.02
4.81
Bank Of Baroda 15/06/2027
Financial
₹188.40
4.78
Power Grid Corporation Of India Ltd. 7.65 11/01/2034
Energy
₹184.31
4.76
Bank Of Baroda 05/06/2026
Financial
₹195.20
4.74
GAIL (India) Ltd. 7.34 20/12/2027
Energy
₹174.86
4.52
Housing & Urban Development Corporation Ltd. 7.23 18/07/2029
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of SBI Banking and PSU Debt Fund is ₹3,310.5 as of 2026-09-07.
SBI Banking and PSU Debt Fund is classified as a Banking and PSU Debt fund.
The Assets Under Management (AUM) of SBI Banking and PSU Debt Fund is ₹3,869.84 Cr.
The expense ratio of SBI Banking and PSU Debt Fund is 0.8%.
SBI Banking and PSU Debt Fund is managed by Ardhendu Bhattacharya.
The minimum SIP investment for SBI Banking and PSU Debt Fund is ₹500.
As per the SEBI Riskometer, SBI Banking and PSU Debt Fund carries a Moderate risk level.
SBI Banking and PSU Debt Fund has delivered 5.13% (1Y), 6.79% (3Y) and 5.66% (5Y) annualised returns as of 2026-09-07.
SBI Banking and PSU Debt Fund was launched on 1987-06-29.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
