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SBI Credit Risk Fund
Credit RiskRank #4
3/5
NAV (2026-09-11)
₹49.82
AUM
₹2,024 Cr
Exp. Ratio: 1.54%
RISK LEVEL
High
Returns & Performance
1 Year7.76%0.32% vs cat avgRank #6
3 Year7.95%0.98% vs cat avgRank #9
5 Year7.05%2.60% vs cat avgRank #9
Since Launch7.51%0.49% vs cat avg
Fund vs Category Average
1Y
7.76%-0.32%
3Y
7.95%-0.98%
5Y
7.05%-2.60%
Pros & Cons
Pros
✔No lock-in period
✔Decent 1Y category rank (#6)
✔Overall top-10 rank in category (#4)
✔Outperforms category avg since launch
Cons
✖1Y returns trail category average
✖3Y returns below category average
✖5Y returns below category average
✖Higher expense ratio (1.54%)
ISININF200K01685
NAV₹49.82
NAV Date2026-09-11
AUM₹2,024 Cr
Expense Ratio1.54%
RiskHigh
Rating3 / 5
Min SIP Amount₹500
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1987-06-29
INVESTMENT OBJECTIVE
The scheme seeks to provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Prashanth Sridhar
CA, CFA
Prior to joining the SBI AMC, he was associated with PKF Sridhar & Santhanam.
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of SBI Credit Risk Fund is ₹49.82 as of 2026-09-11.
SBI Credit Risk Fund is classified as a Credit Risk fund.
SBI Credit Risk Fund is managed by SBI Mutual Fund.
The Assets Under Management (AUM) of SBI Credit Risk Fund is ₹2,024 Cr.
The expense ratio of SBI Credit Risk Fund is 1.54%.
SBI Credit Risk Fund is managed by Prashanth Sridhar.
The minimum SIP investment for SBI Credit Risk Fund is ₹500.
As per the SEBI Riskometer, SBI Credit Risk Fund carries a High risk level.
SBI Credit Risk Fund has delivered 7.76% (1Y), 7.95% (3Y) and 7.05% (5Y) annualised returns as of 2026-09-11.
SBI Credit Risk Fund was launched on 1987-06-29.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
