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Mutual Funds

SBI Credit Risk Fund

SBI Credit Risk Fund icon

SBI Credit Risk Fund

Credit RiskRank #4
3/5

NAV (2026-08-28)

49.69

AUM

₹2,024 Cr

Exp. Ratio: 1.55%

RISK LEVEL

High

Returns & Performance

1 Year7.78%0.38% vs cat avgRank #6
3 Year7.91%1.00% vs cat avgRank #9
5 Year7.07%2.61% vs cat avgRank #8
Since Launch7.51%0.49% vs cat avg

Fund vs Category Average

1Y
7.78%-0.38%
3Y
7.91%-1.00%
5Y
7.07%-2.61%

Pros & Cons

Pros

No lock-in period
Decent 1Y category rank (#6)
Overall top-10 rank in category (#4)
Outperforms category avg since launch

Cons

1Y returns trail category average
3Y returns below category average
5Y returns below category average
Higher expense ratio (1.55%)
ISININF200K01685
NAV₹49.69
NAV Date2026-08-28
AUM₹2,024 Cr
Expense Ratio1.55%
RiskHigh
Rating3 / 5
Min SIP Amount₹500
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1987-06-29

INVESTMENT OBJECTIVE

The scheme seeks to provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.

Prashanth Sridhar

CA, CFA

Prior to joining the SBI AMC, he was associated with PKF Sridhar & Santhanam.

Top Holdings

CompanySectorAsset Value (Cr)Asset %
Aadhar Housing Finance Ltd 8.5 26/05/2026Financial₹112.575.14
Lodha Developers Ltd. 7.87 15/09/2029Construction₹100.004.59
H.G. Infra Engineering Ltd. 8.55 29/08/2028Construction₹99.084.54
Sandur Manganese & Iron Ores Ltd. 30/09/2031Metals & Mining₹81.383.76
Ashoka Buildcon Ltd. 8.75 09/04/2026Construction₹74.993.51
JSW Steel Ltd. 8.25 23/12/2027Metals & Mining₹75.063.44
Godrej Industries Ltd. 7.17 14/05/2025Consumer Staples₹74.473.18
REC Ltd. 7.55 31/10/2026Financial₹74.963.16
Indostar Capital Finance Ltd. 9.95 24/09/2025Financial₹70.123.16

Frequently Asked Questions

Common questions about this fund, answered from scheme data

The latest Net Asset Value (NAV) of SBI Credit Risk Fund is ₹49.69 as of 2026-08-28.

The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.