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SBI Dynamic Term Fund
Dynamic TermRank #4
3/5
NAV (2026-09-11)
₹37.58
AUM
₹3,552.63 Cr
Exp. Ratio: 1.37%
RISK LEVEL
Low To Moderate
Returns & Performance
1 Year4.90%0.95% vs cat avgRank #8
3 Year6.61%0.42% vs cat avgRank #8
5 Year5.94%0.47% vs cat avgRank #5
Since Launch6.03%2.17% vs cat avg
Fund vs Category Average
1Y
4.90%+0.95%
3Y
6.61%+0.42%
5Y
5.94%+0.47%
Pros & Cons
Pros
✔Outperforms category avg on 1Y returns
✔Strong 3Y track record vs category
✔Above category avg 5Y returns
✔No lock-in period
✔Decent 1Y category rank (#8)
✔Overall top-10 rank in category (#4)
Cons
✖Returns since launch below category avg
ISININF200K01958
NAV₹37.58
NAV Date2026-09-11
AUM₹3,552.63 Cr
Expense Ratio1.37%
RiskLow To Moderate
Rating3 / 5
Min SIP Amount₹500
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1987-06-29
INVESTMENT OBJECTIVE
The scheme seeks to provide investors attractive returns through investment in an actively managed portfolio of high quality debt securities of varying maturities.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Sudhir Agrawal
Mr.Sudhir Agrawal is a M.Com, PGDBA (Finance) and a CFA.
Prior to joining SBI MF he has worked with UTI MF, TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
Axis Bank Ltd. 26/02/2027
Financial
₹242.01
6.81
Indian Railway Finance Corporation Ltd. 6.92 31/08/2031
Financial
₹248.59
6.27
Axis Bank Ltd. 04/02/2026
Financial
₹249.87
5.89
HDFC Bank Ltd. 12/03/2027
Financial
₹214.76
5.72
Bajaj Finance Ltd. 7.82 31/01/2034
Financial
₹199.83
5.62
LIC Housing Finance Ltd. 7.66 11/12/2029
Financial
₹149.96
4.51
Union Bank of India 26/05/2026
Financial
₹172.15
4.20
Power Grid Corporation Of India Ltd. 7.38 23/07/2034
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of SBI Dynamic Term Fund is ₹37.58 as of 2026-09-11.
SBI Dynamic Term Fund is classified as a Dynamic Term fund.
SBI Dynamic Term Fund is managed by SBI Mutual Fund.
The Assets Under Management (AUM) of SBI Dynamic Term Fund is ₹3,552.63 Cr.
The expense ratio of SBI Dynamic Term Fund is 1.37%.
SBI Dynamic Term Fund is managed by Sudhir Agrawal.
The minimum SIP investment for SBI Dynamic Term Fund is ₹500.
As per the SEBI Riskometer, SBI Dynamic Term Fund carries a Low To Moderate risk level.
SBI Dynamic Term Fund has delivered 4.9% (1Y), 6.61% (3Y) and 5.94% (5Y) annualised returns as of 2026-09-11.
SBI Dynamic Term Fund was launched on 1987-06-29.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
