The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.
Pradeep Kesavan
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of SBI Retirement Benefit Fund - Aggressive Plan is ₹20.66 as of 2026-08-28.
SBI Retirement Benefit Fund - Aggressive Plan is classified as a Flexi Cap fund.
The Assets Under Management (AUM) of SBI Retirement Benefit Fund - Aggressive Plan is ₹2,024 Cr.
The expense ratio of SBI Retirement Benefit Fund - Aggressive Plan is 2.07%.
SBI Retirement Benefit Fund - Aggressive Plan is managed by Pradeep Kesavan.
The minimum SIP investment for SBI Retirement Benefit Fund - Aggressive Plan is ₹500.
As per the SEBI Riskometer, SBI Retirement Benefit Fund - Aggressive Plan carries a Very High risk level.
SBI Retirement Benefit Fund - Aggressive Plan has delivered 4.86% (1Y), 9.47% (3Y) and 11.8% (5Y) annualised returns as of 2026-08-28.
SBI Retirement Benefit Fund - Aggressive Plan was launched on 1987-06-29.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
