SBI Retirement Benefit Fund - Conservative Hybrid Plan
SBI Retirement Benefit Fund - Conservative Hybrid Plan
Conservative HybridRank #17
3/5
NAV (2026-08-28)
₹15.98
AUM
₹255.56 Cr
Exp. Ratio: 1.76%
RISK LEVEL
High
Returns & Performance
1 Year4.00%0.50% vs cat avgRank #15
3 Year7.30%0.37% vs cat avgRank #17
5 Year7.97%0.84% vs cat avgRank #6
Since Launch8.81%0.85% vs cat avg
Fund vs Category Average
1Y
4.00%+0.50%
3Y
7.30%-0.37%
5Y
7.97%+0.84%
Pros & Cons
Pros
✔Outperforms category avg on 1Y returns
✔Above category avg 5Y returns
✔Decent 1Y category rank (#15)
Cons
✖3Y returns below category average
✖Higher expense ratio (1.76%)
✖Overall rank #17 in category
✖Returns since launch below category avg
ISININF200KA1T54
NAV₹15.98
NAV Date2026-08-28
AUM₹255.56 Cr
Expense Ratio1.76%
RiskHigh
Rating3 / 5
Lock-in Period5 days
Min SIP Amount₹500
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1987-06-29
INVESTMENT OBJECTIVE
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Pradeep Kesavan
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of SBI Retirement Benefit Fund - Conservative Hybrid Plan is ₹15.98 as of 2026-08-28.
SBI Retirement Benefit Fund - Conservative Hybrid Plan is classified as a Conservative Hybrid fund.
The Assets Under Management (AUM) of SBI Retirement Benefit Fund - Conservative Hybrid Plan is ₹255.56 Cr.
The expense ratio of SBI Retirement Benefit Fund - Conservative Hybrid Plan is 1.76%.
SBI Retirement Benefit Fund - Conservative Hybrid Plan is managed by Pradeep Kesavan.
The minimum SIP investment for SBI Retirement Benefit Fund - Conservative Hybrid Plan is ₹500.
As per the SEBI Riskometer, SBI Retirement Benefit Fund - Conservative Hybrid Plan carries a High risk level.
SBI Retirement Benefit Fund - Conservative Hybrid Plan has delivered 4% (1Y), 7.3% (3Y) and 7.97% (5Y) annualised returns as of 2026-08-28.
SBI Retirement Benefit Fund - Conservative Hybrid Plan was launched on 1987-06-29.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
