The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Pradeep Kesavan
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
Torrent Power Ltd. 8.5 07/06/2032
Energy
₹5.13
3.64
REC Ltd. 7.69 31/01/2033
Financial
₹5.08
3.60
Muthoot Finance Ltd. 26/07/2029
Financial
₹5.00
3.55
Knowledge Realty Trust 21/02/2029
Construction
₹5.00
3.55
Cholamandalam Investment and Finance Company Ltd. 27/02/2029
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of SBI Retirement Benefit Fund - Conservative Plan is ₹14.67 as of 2026-08-28.
SBI Retirement Benefit Fund - Conservative Plan is classified as a Conservative Hybrid fund.
The Assets Under Management (AUM) of SBI Retirement Benefit Fund - Conservative Plan is ₹141.06 Cr.
The expense ratio of SBI Retirement Benefit Fund - Conservative Plan is 1.44%.
SBI Retirement Benefit Fund - Conservative Plan is managed by Pradeep Kesavan.
The minimum SIP investment for SBI Retirement Benefit Fund - Conservative Plan is ₹500.
As per the SEBI Riskometer, SBI Retirement Benefit Fund - Conservative Plan carries a Moderately High risk level.
SBI Retirement Benefit Fund - Conservative Plan has delivered 3.66% (1Y), 6.57% (3Y) and 6.82% (5Y) annualised returns as of 2026-08-28.
SBI Retirement Benefit Fund - Conservative Plan was launched on 1987-06-29.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
