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SBI Short Term Fund - Retail Plan
Short Term
Not Rated
NAV (2026-09-11)
₹38.63
AUM
₹13,434.75 Cr
Exp. Ratio: 0.84%
RISK LEVEL
Moderate
Returns & Performance
1 Year4.93%0.05% vs cat avg
3 Year6.86%0.13% vs cat avg
5 Year5.88%0.15% vs cat avg
Since Launch7.32%0.21% vs cat avg
Fund vs Category Average
1Y
4.93%-0.05%
3Y
6.86%+0.13%
5Y
5.88%-0.15%
Pros & Cons
Pros
✔Strong 3Y track record vs category
✔No lock-in period
✔Outperforms category avg since launch
Cons
✖1Y returns trail category average
✖5Y returns below category average
ISININF200K01IG6
NAV₹38.63
NAV Date2026-09-11
AUM₹13,434.75 Cr
Expense Ratio0.84%
RiskModerate
RatingNot Rated / 5
Min SIP Amount₹500
Max SIP Amount₹999999999
Min Additional Inv.₹5000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1987-06-29
INVESTMENT OBJECTIVE
The scheme seeks to provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Mansi Sajeja
Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.
Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
Power Finance Corporation Ltd. 7.77 15/07/2026
Financial
₹451.18
3.24
The Federal Bank Ltd. 09/09/2025
Financial
₹442.33
3.00
Axis Bank Ltd. 12/11/2025
Financial
₹326.57
2.45
REC Ltd. 7.38 28/02/2029
Financial
₹323.33
2.41
HDFC Bank Ltd. 05/02/2027
Financial
₹284.70
2.06
Tata Communications Ltd. 7.75 29/08/2026
Communication
₹352.18
1.99
Bank Of Baroda 05/01/2026
Financial
₹296.82
1.70
Cholamandalam Investment and Finance Company Ltd. 8.75 09/04/2032
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of SBI Short Term Fund - Retail Plan is ₹38.63 as of 2026-09-11.
SBI Short Term Fund - Retail Plan is classified as a Short Term fund.
SBI Short Term Fund - Retail Plan is managed by SBI Mutual Fund.
The Assets Under Management (AUM) of SBI Short Term Fund - Retail Plan is ₹13,434.75 Cr.
The expense ratio of SBI Short Term Fund - Retail Plan is 0.84%.
SBI Short Term Fund - Retail Plan is managed by Mansi Sajeja.
The minimum SIP investment for SBI Short Term Fund - Retail Plan is ₹500.
As per the SEBI Riskometer, SBI Short Term Fund - Retail Plan carries a Moderate risk level.
SBI Short Term Fund - Retail Plan has delivered 4.93% (1Y), 6.86% (3Y) and 5.88% (5Y) annualised returns as of 2026-09-11.
SBI Short Term Fund - Retail Plan was launched on 1987-06-29.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
