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Sundaram Banking and PSU Debt Fund
Banking and PSU DebtRank #6
4/5
NAV (2026-09-11)
₹45.78
AUM
₹2,023 Cr
Exp. Ratio: 0.42%
RISK LEVEL
Moderate
Returns & Performance
1 Year5.09%0.08% vs cat avgRank #6
3 Year6.97%0.24% vs cat avgRank #5
5 Year5.86%0.08% vs cat avgRank #7
Since Launch7.26%0.15% vs cat avg
Fund vs Category Average
1Y
5.09%+0.08%
3Y
6.97%+0.24%
5Y
5.86%+0.08%
Pros & Cons
Pros
✔Outperforms category avg on 1Y returns
✔Strong 3Y track record vs category
✔Above category avg 5Y returns
✔No lock-in period
✔Low expense ratio (0.42%)
✔Decent 1Y category rank (#6)
✔Overall top-10 rank in category (#6)
✔Outperforms category avg since launch
Cons
No notable cons identified
ISININF903J01IN3
NAV₹45.78
NAV Date2026-09-11
AUM₹2,023 Cr
Expense Ratio0.42%
RiskModerate
Rating4 / 5
Min SIP Amount₹250
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1996-02-26
INVESTMENT OBJECTIVE
The scheme seeks to generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
Exit Load--
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.
Ronak Shah
MBA, B. Com
Prior to joining the Sundaram AMC, he was associated with Tata AIA Life Insurance Co. Ltd and Derivium Tradition and Securities (P) Ltd.
Top Holdings
Company
Sector
Asset Value (Cr)
Asset %
HDFC Bank Ltd. 7.7 16/05/2028
Financial
₹25.03
9.57
REC Ltd. 7.55 31/03/2028
Financial
₹25.23
6.80
Housing & Urban Development Corporation Ltd. 6.9 23/04/2032
Financial
₹24.46
6.59
Indian Oil Corporation Ltd. 7.44 25/11/2027
Energy
₹15.04
5.75
Canara Bank 03/06/2026
Financial
₹15.00
5.36
Bank Of Baroda 15/05/2025
Financial
₹24.94
5.35
Power Finance Corporation Ltd. 6.09 27/08/2026
Financial
₹19.91
4.23
Indian Bank 25/03/2026
Financial
₹19.34
4.11
Indian Railway Finance Corporation Ltd. 7.37 31/07/2029
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Sundaram Banking and PSU Debt Fund is ₹45.78 as of 2026-09-11.
Sundaram Banking and PSU Debt Fund is classified as a Banking and PSU Debt fund.
Sundaram Banking and PSU Debt Fund is managed by Sundaram Mutual Fund.
The Assets Under Management (AUM) of Sundaram Banking and PSU Debt Fund is ₹2,023 Cr.
The expense ratio of Sundaram Banking and PSU Debt Fund is 0.42%.
Sundaram Banking and PSU Debt Fund is managed by Ronak Shah.
The minimum SIP investment for Sundaram Banking and PSU Debt Fund is ₹250.
As per the SEBI Riskometer, Sundaram Banking and PSU Debt Fund carries a Moderate risk level.
Sundaram Banking and PSU Debt Fund has delivered 5.09% (1Y), 6.97% (3Y) and 5.86% (5Y) annualised returns as of 2026-09-11.
Sundaram Banking and PSU Debt Fund was launched on 1996-02-26.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
