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Tata Banking and Financial Services Fund
Sectoral-Banking & Financial ServicesRank #24
3/5
NAV (2026-09-11)
₹44.03
AUM
₹3,300.88 Cr
Exp. Ratio: 2.22%
RISK LEVEL
Very High
Returns & Performance
1 Year4.32%3.12% vs cat avgRank #25
3 Year10.04%1.23% vs cat avgRank #19
5 Year10.70%1.45% vs cat avgRank #9
Since Launch14.84%3.87% vs cat avg
Fund vs Category Average
1Y
4.32%-3.12%
3Y
10.04%-1.23%
5Y
10.70%-1.45%
Pros & Cons
Pros
✔No lock-in period
Cons
✖1Y returns trail category average
✖3Y returns below category average
✖5Y returns below category average
✖Higher expense ratio (2.22%)
✖1Y category rank outside top 15 (#25)
✖Overall rank #24 in category
✖Returns since launch below category avg
ISININF277K01Y86
NAV₹44.03
NAV Date2026-09-11
AUM₹3,300.88 Cr
Expense Ratio2.22%
RiskVery High
Rating3 / 5
Min SIP Amount₹100
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1995-06-30
INVESTMENT OBJECTIVE
The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.
Exit Load0.25%
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.
Kapil Malhotra
Mr.Malhotra has done B.Sc(Hons.) in Business and Administration and MBA(PGPEM)
Prior to joining Tata Mutual Fund, he has worked with Trust Financial Consultancy Services Pvt Ltd., Avvanti Advisors Pvt. Ltd.and SHK India Pvt Ltd
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Tata Banking and Financial Services Fund is ₹44.03 as of 2026-09-11.
Tata Banking and Financial Services Fund is classified as a Sectoral-Banking & Financial Services fund.
Tata Banking and Financial Services Fund is managed by Tata Mutual Fund.
The Assets Under Management (AUM) of Tata Banking and Financial Services Fund is ₹3,300.88 Cr.
The expense ratio of Tata Banking and Financial Services Fund is 2.22%.
Tata Banking and Financial Services Fund is managed by Kapil Malhotra.
The minimum SIP investment for Tata Banking and Financial Services Fund is ₹100.
The exit load for Tata Banking and Financial Services Fund is 0.25%.
As per the SEBI Riskometer, Tata Banking and Financial Services Fund carries a Very High risk level.
Tata Banking and Financial Services Fund has delivered 4.32% (1Y), 10.04% (3Y) and 10.7% (5Y) annualised returns as of 2026-09-11.
Tata Banking and Financial Services Fund was launched on 1995-06-30.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
