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Mutual Funds

Tata Retirement Savings Fund - Conservative Plan

Ta

Tata Retirement Savings Fund - Conservative Plan

Conservative HybridRank #6
2/5

NAV (2026-07-14)

32.76

AUM

₹168.03 Cr

Exp. Ratio: 2.17%

RISK LEVEL

Moderately High

Returns & Performance

1 Year3.05%0.34% vs cat avgRank #13
3 Year7.46%0.17% vs cat avgRank #14
5 Year6.22%1.05% vs cat avgRank #21
Since Launch8.40%--

Fund vs Category Average

1Y
3.05%+0.34%
3Y
7.46%-0.17%
5Y
6.22%-1.05%

Pros & Cons

Pros

Outperforms category avg on 1Y returns
Decent 1Y category rank (#13)
Overall top-10 rank in category (#6)

Cons

3Y returns below category average
5Y returns below category average
Higher expense ratio (2.17%)
ISININF277K01FI6
NAV₹32.76
NAV Date2026-07-14
AUM₹168.03 Cr
Expense Ratio2.17%
RiskModerately High
Rating2 / 5
Lock-in Period5 days
Min SIP Amount₹500
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1995-06-30

INVESTMENT OBJECTIVE

The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

Exit Load1.00%
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsReturns are taxed as per your income tax slab.

Amit Somani

Mr.Somani is a B.Com, PGDBM and CFA.

Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.

Top Holdings

Holdings data not available for this scheme