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Mutual Funds

Tata Retirement Savings Fund - Moderate Plan

Ta

Tata Retirement Savings Fund - Moderate Plan

Aggressive HybridRank #4
3/5

NAV (2026-07-14)

67.31

AUM

₹2,176.79 Cr

Exp. Ratio: 2%

RISK LEVEL

Very High

Returns & Performance

1 Year3.87%2.66% vs cat avgRank #9
3 Year12.75%1.54% vs cat avgRank #9
5 Year10.71%0.26% vs cat avgRank #16
Since Launch13.84%--

Fund vs Category Average

1Y
3.87%+2.66%
3Y
12.75%+1.54%
5Y
10.71%+0.26%

Pros & Cons

Pros

Outperforms category avg on 1Y returns
Strong 3Y track record vs category
Above category avg 5Y returns
Decent 1Y category rank (#9)
Overall top-10 rank in category (#4)

Cons

Higher expense ratio (2%)
ISININF277K01FH8
NAV₹67.31
NAV Date2026-07-14
AUM₹2,176.79 Cr
Expense Ratio2%
RiskVery High
Rating3 / 5
Lock-in Period5 days
Min SIP Amount₹150
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1995-06-30

INVESTMENT OBJECTIVE

The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

Exit Load1.00%
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.

Amit Somani

Mr.Somani is a B.Com, PGDBM and CFA.

Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.

Top Holdings

Holdings data not available for this scheme