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Tata Retirement Savings Fund - Progressive Plan
Flexi CapRank #13
3/5
NAV (2026-09-11)
₹69.1
AUM
₹2,254.57 Cr
Exp. Ratio: 2.2%
RISK LEVEL
Very High
Returns & Performance
1 Year6.21%4.09% vs cat avgRank #15
3 Year11.23%1.05% vs cat avgRank #21
5 Year9.36%0.55% vs cat avgRank #24
Since Launch13.88%1.42% vs cat avg
Fund vs Category Average
1Y
6.21%+4.09%
3Y
11.23%+1.05%
5Y
9.36%-0.55%
Pros & Cons
Pros
✔Outperforms category avg on 1Y returns
✔Strong 3Y track record vs category
✔Decent 1Y category rank (#15)
Cons
✖5Y returns below category average
✖Higher expense ratio (2.2%)
✖Overall rank #13 in category
✖Returns since launch below category avg
ISININF277K01FG0
NAV₹69.1
NAV Date2026-09-11
AUM₹2,254.57 Cr
Expense Ratio2.2%
RiskVery High
Rating3 / 5
Lock-in Period5 days
Min SIP Amount₹150
Max SIP Amount₹999999999
Min Additional Inv.₹1000
SIP AllowedYes
Plan TypeRegular
Plan OptionGrowth
Is NFONo
Fund House Incorp.1995-06-30
INVESTMENT OBJECTIVE
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Exit Load1.00%
Stamp duty on investment0.005% (from July 1st, 2020)
Tax implicationsIf you redeem within one year, your returns will be taxed at 20%. For redemptions after one year, returns exceeding ₹1.25 lakh in a financial year will be taxed at 12.5%.
Murthy Nagarajan
Mr. Nagarajan is a M.Com, ICWA and PGPMS.
Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
Common questions about this fund, answered from scheme data
The latest Net Asset Value (NAV) of Tata Retirement Savings Fund - Progressive Plan is ₹69.1 as of 2026-09-11.
Tata Retirement Savings Fund - Progressive Plan is classified as a Flexi Cap fund.
Tata Retirement Savings Fund - Progressive Plan is managed by Tata Mutual Fund.
The Assets Under Management (AUM) of Tata Retirement Savings Fund - Progressive Plan is ₹2,254.57 Cr.
The expense ratio of Tata Retirement Savings Fund - Progressive Plan is 2.2%.
Tata Retirement Savings Fund - Progressive Plan is managed by Murthy Nagarajan.
The minimum SIP investment for Tata Retirement Savings Fund - Progressive Plan is ₹150.
The exit load for Tata Retirement Savings Fund - Progressive Plan is 1%.
As per the SEBI Riskometer, Tata Retirement Savings Fund - Progressive Plan carries a Very High risk level.
Tata Retirement Savings Fund - Progressive Plan has delivered 6.21% (1Y), 11.23% (3Y) and 9.36% (5Y) annualised returns as of 2026-09-11.
Tata Retirement Savings Fund - Progressive Plan was launched on 1995-06-30.
Open an account with Indiabulls Securities, complete your KYC, and invest via SIP or a one-time lumpsum through our platform.
A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals (e.g., monthly) instead of a single lumpsum.
There is no separate brokerage on mutual fund units. The AMC charges an expense ratio, which is already reflected in the NAV. An exit load may apply if you redeem before the specified period.
Mutual fund NAVs are declared once per business day after market close, in line with SEBI norms.
The FAQs above are generated from data provided by the AMC and are for educational purposes only. They do not constitute financial advice, buy/sell recommendations, or return guarantees. Mutual fund investments are subject to market risks — read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
